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Mortgage Brokers West Byfleet offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in West Byfleet


West Byfleet is a pleasant village in Surrey which grew developed in recent times when the Byfleet and Woodham railway station (as it was then called) was opened there in 1887. It has recreational attractions nearby such as Thorpe Park (water sports and theme park centre), Windsor Castle, Windsor Great Park and Virginia Water nearby.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Dissolve any links to old partners

You should ensure that any links you have with old partners are removed – otherwise if they have a bad credit rating it will affect yours in turn.

You do this by contacting the relevant credit reference agency and asking for a notice of disassociation.
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Family Deposit Mortgage

Family deposit mortgages typically involve a close associate, normally a family member, placing money into a linked special savings account which is used as security against a mortgagor not making repayments on the mortgage loan.

If the mortgagor does default, the lender can look to make good any shortfall by taking cash out of the account in question, which it controls. One incentive for the associate is that savings interest is payable on the account in question so if the mortgagor does manage to make the correct, timely repayments, then, beyond locking up cash for some years, the close associate will have helped the mortgagor to buy a home while gaining interest on their savings and for no other cost.
KT14 7RD

Property Price Stats for West Byfleet


Average property price in West Byfleet £636,516
% Change compared to last year 26%
Population of West Byfleet 5,626


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN West Byfleet

  • 31 Woodham Waye, Woodham Woking, GU21 5SJ
  • 24 Norfolk Farm Road, Pyrford, Surrey, GU22 8LW
  • 78 Hollies Avenue, West Byfleet, Surrey, KT14 6AL
  • 49 Queens Road, Knaphill, Surrey, GU21 2ED
  • 8 Brooklands Court, West Field Parade, Byfleet, KT15 3LF

Local High Street Banks in West Byfleet

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Woking, Byfleet, Ottershaw, Addlestone, Pyrford, Ottershaw and Sheerwater.


  • Barclays Bank Plc - 25 Old Woking Rd, West Byfleet KT14 6LG
  • Natwest Bank Plc - 5 Station Approach, West Byfleet KT14 6NQ
  • Lloyds Bank Plc - 15 High Rd, Byfleet, Weybridge KT14 7QH

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Mortgage Broker Tips for the Conveyancing Process

By getting all of your signed documentation in to your solicitor in advance, you will get a better chance at a quick conveyancing process in West Byfleet.

Until your solicitor has your mortgage deed, signed contract, transfer deed, ID and other relevant documentation, they will not be able to exchange. This is not helped by the fact that some documents must be posted.

If this is the case, send as much correspondence as you can in one go and always do so via recorded delivery. This way, you can track the documents, find out when they were received and who signed for them. Lost documents can slow down the process and be very frustrating for all, especially if you have to wait for replacements for originals!

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels