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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Dissolve any links to old partnersYou should ensure that any links you have with old partners are removed – otherwise if they have a bad credit rating it will affect yours in turn. You do this by contacting the relevant credit reference agency and asking for a notice of disassociation. |
Family Deposit MortgageFamily deposit mortgages typically involve a close associate, normally a family member, placing money into a linked special savings account which is used as security against a mortgagor not making repayments on the mortgage loan. If the mortgagor does default, the lender can look to make good any shortfall by taking cash out of the account in question, which it controls. One incentive for the associate is that savings interest is payable on the account in question so if the mortgagor does manage to make the correct, timely repayments, then, beyond locking up cash for some years, the close associate will have helped the mortgagor to buy a home while gaining interest on their savings and for no other cost. |
Average property price in West Byfleet | £636,516 |
% Change compared to last year | 26% |
Population of West Byfleet | 5,626 |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers West Byfleet offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.