Proud of our reviews
google-logo.png

calc.png

Use our
Mortgage Calculator

Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.


Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Woking

Mortgage Brokers Woking offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Woking


Woking is a lively large town in the west of Surrey about 23 miles south west of Central London. The town is well-provided for in terms of shopping and entertainment, good schools and it has an iconic Martian statue - influenced by HG Wells' seminal novel 'The War of the Worlds' - in the town centre. The town centre is nicely pedestrianised. Brookwood Cemetery, on Cemetery Pales, is one attraction: it is of huge scale and contains many listed buildings. Also worthy of mention is the New Victoria Theatre in the Peacocks Centre in the town centre where you can see many contemporary shows in comfortable seating and at a venue near many restaurants. Within easy reach also are Virginia Water, Thorpe Park (Waterskiing and theme park) and Windsor Great Park.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Remove old addresses/old accounts from your file

If you have an account for, say, a mobile phone you don't use any more and it's linked to an old address, this can ruin a mortgage application due to ID checks.

You must make sure old accounts are closed or have an up-to-date address.
Top Mortgage Lenders  

95% mortgage

As they sound, 95% mortgages involve a lender granting you a loan equal to 95% of the full purchase price of a home to enable you to buy it. You might look at these if you are looking to buy a property but do not have sufficient savings for a standard-sized deposit of 10% of the asking price.

The downside is that you have to take out a larger mortgage, which is likely to be more expensive in terms of interest rate levied on the loan. Additionally, house prices need only fall 6% for you to find yourself in negative equity.
GU21 6XR

Property Price Stats for Woking


Average property price in Woking £440,599
% Change compared to last year 11%
Population of Woking 92,400


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Woking

  • Rydens Way, Old Woking, Surrey, GU22 9DN
  • Westfield Close, Woking, Surrey, GU22 9BU
  • Heath View, Kemishford, Woking, Surrey, GU22 0RP
  • Clews Lane, Woking, Surrey, GU24 9DZ
  • Rosebery Crescent, Woking, Surrey, GU22 9BL

Local High Street Banks in Woking

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Guildford, Byfleet, Chobham, Addlestone, Ottershaw, Croydon and Pyrford.


  • HSBC Bank Plc - 12A North St, Guildford GU1 4AF
  • Lloyds Bank Plc - 147 High St, Guildford GU1 3AG
  • Natwest Bank Plc - 151 High St, Guildford GU1 3AH

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers

Mortgage Broker Tips for the Conveyancing Process

Selling? Consider ordering your own local authority search

  • One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.

  • The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes. 

  • A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.

  • They also benefit by being notified of any planning orders etc.

Click to order your Local Authority Search