Mortgage Terms and Conditions

Our small print doesn’t hide anything we don’t want you to read and should be read in conjunction with our Full Terms & Conditions.


Your property may be repossessed if you do not keep up repayments on your mortgage.

How does our Mortgage Service work?

SAM Conveyancing has hand selected mortgage brokers to work on their panel based on their professionalism, ability to meet with the client's needs and their general helpfulness. With your consent, we introduce you to one of our panel Mortgage Brokers to provide you with a selection of Mortgage Products & Services (‘Services’) for from a selection of Mortgage Lenders.

All our Mortgage Brokers are authorised and regulated by the Financial Conduct Authority (FCA). If you are happy to do so, you will apply for a mortgage directly through your Mortgage Broker and pay for their service direct. Your Mortgage Broker acts independently to us to provide you with Services.

SAM Conveyancing isn’t a Mortgage Broker or Mortgage Lender, and doesn’t provide advice or sell any Services. SAM Conveyancing is an introducer to your Mortgage Broker. The mortgage broker pays SAM Conveyancing a marketing fee for introducing you; however this is paid by the Mortgage Broker, not you and it doesn’t affect your Service.

How does the 'Free Mortgage Consultation' work?

SAM Conveyancing has negotiated a FREE Mortgage Consultation with all our panel of Mortgage Brokers. This allows you a free mortgage consultation to discuss your specific requirements and provide mortgage opportunities for the Service being requested. If you want to proceed with a formal mortgage application through your Mortgage Broker, then a mortgage application fee maybe payable. If there is a fee to pay for your mortgage application, it will be explained to you at the point of discussing your mortgage options.

You can disengage the services of your Mortgage Broker prior to making a formal application and no fee will be levied.

About You

Your Mortgage Product provided by your Mortgage Broker is based on the information you provide your Mortgage Broker, so if the information you provide is incorrect or changes please let your Mortgage Broker know so they can provide you with a correct Mortgage Product.

Please note that:

  • You should be 18 or over
  • Mortgage Fraud is a criminal offence. Do not commit Mortgage Fraud.
  • If you do not pay your mortgage repayments, your property could be repossessed.

Your Feedback Matters

We want to ensure we provide an mortgage service that is second to none. If during the process you are unsure of the next steps or need additional guidance or support, please contact your Mortgage Broker. Don’t leave it until the end where your Mortgage Broker can’t help.

At the end of the process we want to get your honest feedback on your Mortgage Broker. We want to hear if you had a great experience, or if we can learn from any mistakes.

About Us

Share a Mortgage Ltd., trading as SAM Conveyancing, is a company registered in England and Wales registration No. 08798475. You can contact us at any time by email and we aim to respond back to you on the same day.

Book a Free Mortgage Consultation*

* FCA regulated, 100% independent with access to the whole of the mortgage market.