What are the conveyancing costs in Chester?
The conveyancing costs are broken into two sections: the fixed fee you pay your solicitor, and the conveyancing disbursements (known as third-party costs). Here is a transparent breakdown of both costs for property transactions in your area.
1. Solicitor Legal Fees
At SAM Conveyancing, our fixed legal fees remain consistent nationwide, regardless of your property's location. We provide a guaranteed fixed fee for standard residential conveyancing based on your property's purchase price, its tenure (freehold or leasehold), and whether your transaction involves a mortgage or utilises affordable housing schemes such as shared ownership. Below are the current fixed conveyancing fees for a standard freehold valued at £250,000.
- Sale or Purchase: £748 INC VAT INC VAT (plus an additional £60 INC VAT if purchasing with a mortgage).
- Transfer of Equity: £399 INC VAT INC VAT
- Help to Buy Loan Repayment: £333 INC VAT INC VAT
- Shared Ownership Staircasing: £748 INC VAT INC VAT
- Remortgage: £399 INC VAT INC VAT
- Lease Extension: £720 INC VAT INC VAT
2. Conveyancing Disbursements (Third-Party Costs)
Disbursements are fixed third-party fees paid to external bodies (like local councils and HM Land Registry) to complete your legal paperwork. These costs shouldn't vary too much from solicitor to solicitor.
- Property Purchase Tax (SDLT / LTT): Calculated dynamically based on your purchase price, your buyer status (such as a first-time buyer), and whether the property is located in England or Wales.
- HM Land Registry Fee: Ranges from £20.00 to £1,105.00, scale-calculated dynamically based on your property’s purchase price and whether it is an existing registered property or a new build.
- Conveyancing Search Bundle: £325 INC VAT (Includes Local Authority, Water & Drainage & Environmental)
- Online ID Fee: Ranges from £15 to £48 and avoids having to send personal documents in the post or visit our office in order to prove your ID.
- Mortgage Portal Fee: The cost to download your mortgage offer and communicate with your lender. It is £12 if your mortgage lender uses the Lender Exchange portal, or £45 INC VAT if they use the LMS Portal.
Conveyancing search costs and turnaround for Chester
Search Provider | Cost | Turnaround Time |
|---|---|---|
Search Provider Cheshire West and Chester Council This is the local authority search, which is mandatory if you are obtaining a mortgage. | Cost £92.00 INC any VAT | Turnaround Time 7 Working Days |
Search Provider United Utilities This is the Water & Drainage Search, which is mandatory if you are obtaining a mortgage. | Cost £63.90 INC VAT | Turnaround Time 1 to 3 working days |
Chester Specific Searches |
| |
Why choose SAM Conveyancing Solicitors in Chester?
We are a hand-selected panel of SRA-regulated solicitors who deliver to you the high standards we expect, and you'll have a member of the SAM team to guide you through the process from start to finish. Just 1 person you know by name can email or call directly and get your question answered on the same day (normally instantly).
Doing it our way, we've helped over 56,000 clients and gained all the experience from the different transactions. From pressurising agents to complex legal enquiries, and even overcoming issues with your mortgage lender. Our strap line is Property Challenges Solved because that is simply what we do, day in, day out.
Get in contact today and see from the very first call why we are the best conveyancing solicitors for a property transaction in Chester.
Expert Tip: Check your property searches
Buying in Chester requires a specific Cheshire Brine Search. Historic brine pumping in the Cheshire West and Chester Council jurisdiction has left a legacy of subsidence risks, and your conveyancer must verify if the property is eligible for compensation under the 1952 Act.
You can find this information in the property searches purchased during the conveyancing process.
Partner & Conveyancing Solicitor
We're first-time-buyer friendly
86% of our purchase clients are First-Time Buyers, so we are hyper-attuned to what you need when buying your first home.
- We take the time to explain the process
- We offer tips on timescales
- We keep it real, never overpromising
Our Conveyancing Services
We can help with all of your conveyancing needs; simple to complex, and always affordable.
- Purchase
- Sale
- Transfer
- Remortgage
- Help to Buy Repayment
- Help to Buy Sale or Transfer
- Auction Sale or Purchase
- Shared Ownership Sale & Purchase
- Shared Ownership Staircasing
- Lease Extension
- Purchase of Freehold
- New Builds & Off-plan Purchases
- First Time Buyers
- Second Homes
- Buy to Let landlords
Fixed quote for our legal costs plus a budget-friendly breakdown of third-party disbursements.
Your sale or purchase is protected by our no sale, no fee guarantee.
Our panel solicitors are pre-approved to work with 99% of mortgage lenders in England & Wales.
Panel solicitors accredited by the Conveyancing Quality Scheme; regulated by the SRA.
Residential Conveyancing Solicitors in and around Chester
Our Chester conveyancing solicitors can help you with your conveyance locally or in any of the surrounding areas, including Macclesfield, Liverpool, Warrington, Stoke-on-Trent, Widnes, St Helens and Stockport.
We have many offices throughout England and Wales, so you can find a solicitor near you.
- Upper Northgate Street, Chester CH1 4EE
- 8 Newall Close, Chester CH3 9PP
- 12 Centenary Close, Chester CH4 0FY
- Cambridge Avenue, Winsford, Cheshire CW7 2LL
- Linwood, Winsford, Cheshire CW7 3FT
- Kings Moat Garden Village (2 bedroom apartments and 3,4 and 5 bedroom homes) – Wrexham Road, Chester, Cheshire CH4 9DE.
Developed by Taylor Wimpey.
Chester Property Prices
Average property price in Chester Source: lasted updated on | £293,617 |
What is the population of Chester: Source: Office for National Statistics lasted updated in the 2021 Cencus | 79,645 (2011) |
Thinking of moving to Chester?
Cheshire is a highly picturesque walled city in Cheshire near Wales' border. It dates back to being a Roman fort called Deva Victrix, founded c. 79 CE.
It is marked out by its ancient, and Grade I listed, city walls and black-and-white architecture. Landmarks and attractions include the Grosvenor Museum; Chester Castle, which dates back to the medieval period; Grosvenor Park, a major public park; Handbridge, which contains the Roman Minerva's Shrine and Chester Little Theatre.
Countess of Chester Hospital, Liverpool Rd, Chester CH2 1UL
Ellesmere Port Hospital, 114 Chester Rd, Whitby, Ellesmere Port CH65 6SG
Deeside Hospital, Plough Ln, Aston, Deeside CH5 1XS
Chester is easily accessed via the A55, A41 and A51, and the M56 motorway starts just to the north of the town for onward access to Manchester and the wider national motorway network. Chester Station allows rail travel to both major UK conurbations (London Euston can be reached by direct train in just over 2 hours) and to local destinations.
Distance to Airports from Chester
| Airport | miles by car |
| Liverpool John Lennon Airport | 9.64 miles |
| Manchester Airport | 28.56 miles |
| Blackpool International Airport | 39.77 miles |
Upton by Chester High School, St James Ave, Upton, Chester CH2 1NN
The Bishops' Blue Coat High School, Vaughans Ln, Great Boughton, Chester CH3 5XF
The Queen's School, City Walls Rd, Chester CH1 2NN
Local conveyancing solicitor
Local conveyancing solicitor, property lawyer or licensed conveyancer?
Day-to-day, the vast majority of legal tasks required for a house move are carried out by several different people termed 'paralegals' and/or conveyancing assistants. These terms refer to the fact that these professionals do not have the membership and qualifications to be either a solicitor, licensed conveyancer or legal executive.
Many of these individuals have many years of experience and keep your costs down by skilfully completing work at a lower rate than the solicitor who oversees the case, takes ultimate responsibility and signs off the work.
Licensed conveyancers receive their accreditation from the Council for Licensed Conveyancers. They are quite distinct from paralegals in that they are officially qualified. You can think of them overall as people who act as qualified solicitors but purely in the conveyancing arena.
In contrast, a qualified solicitor acting in the conveyancing field has the general training that a solicitor has, in all areas of law, but has chosen to specialise in conveyancing. They have to be a member of the Law Society to practise.
Affordable Housing Schemes
Several affordable housing schemes in Chester help make buying a property more achievable. The work is more complex, and we have specialist conveyancing solicitors to handle the following:
- Shared Ownership Solicitors
- Right to Buy Solicitors - speak to Cheshire West and Chester Council to find out if you are eligible
- Discount Market Sale - check with Cheshire West and Chester Council if they are running a DMS scheme
Chester conveyancing solicitors
You can rest assured that you're in good hands with us. We hand select our panel for skill and experience, from a simple purchase to complex transactions with specialist ownership structures and deeds of trust.
Are you buying or selling a short lease in Chester?
We have specialist leasehold conveyancing solicitors in to handle your sale & purchase of a leasehold property, as well as lease extensions and creation, sale, or purchase of a share-of-freehold property.
Due to the additional legal work surrounding the lease and terms, your quote will be calculated based on the tenure, so as long as you give us the correct details using the simple form above, this will be included in your fixed-fee leasehold conveyancing quote, not a surprise addition later on.
Look no further for your residential conveyancing solicitor in Chester
Whatever your property challenge, we can solve it.
Selling a property
Your expert conveyancing solicitor's role when selling a property will include:
- Draft contracts – Your conveyancing solicitor drafts the initial legal contract to be sent to the buyer's solicitor.
- Responding to enquiries – your solicitor responds to any questions the buyer's solicitor may have (this is where you'll find out if you are missing documents, which can cause delays to your sale).
- Investigating issues – your solicitor may need to complete further investigation to try and satisfy them.
- Exchange contracts – once the buyer's solicitor has satisfied their enquiries, contracts are finalised and exchanged.
- On the day of completion – your solicitor receives the money for the sale, discharges the mortgage (if required), pays the estate agent, deducts their fee and then sends the net sale proceeds to you.
- Post completion – your solicitor receives the DS1 discharge documents and, when leasehold, settles your liabilities for ground rent and service charges.
Our conveyancing solicitors' cost for selling a property starts from £748 INC VAT.
Buying a home
- Draft contracts – Your solicitor reviews the draft contract sent by the seller's solicitor.
- Raising enquiries – your solicitor will ask the seller's solicitor questions based on the contract, title, and property documents to protect you from any nasty surprises.
- Exchange contracts – once your solicitor is satisfied with their enquiries, they agree with the seller to finalise and exchange contracts
- Day of completion – on the day of completion, your solicitor transfers the money for the sale.
- Post completion – following completion, your solicitor makes an application to HM Land Registry to register you as the new owner.
Our Chester conveyancing solicitors' cost for buying a property starts from £748 INC VAT.
Add or remove someone from a property title
With a Transfer of Equity, you can buy someone out of a shared property and remove them from the title, or add someone to the title to transfer ownership of a share of the property, making them a joint owner. This service includes:
- Property solicitors' fees, including ID checks, office copies
- HM Land Registration fees
- (if party being removed) ID1 Form verification fee
- (if mortgage) Change of mortgage fee
- (if leasehold) Notice fee to freeholder
Our Chester conveyancing solicitors' cost for a Transfer of Equity starts at £399 INC VAT.
If someone is giving up their share of the property for less than market value, they may be required to get independent legal advice, which will be an additional expense.
Switch your mortgage deal in Chester
Your remortgage solicitor will perform all the necessary checks, review your new mortgage offer, and update HM Land Registry post-completion. The process is similar to when you purchase but should take less time, as the solicitor doesn't need to raise any legal enquiries.
If you own a leasehold property, your solicitor must carry out extra work to investigate the lease terms. Our conveyancing solicitors' cost for a remortgage in Chester starts at £399 INC VAT.
Purchase the next chunk of your equity
When you're ready to buy the next chunk of the equity in your shared ownership property, a conveyancer will be required to handle:
- The bank transfer;
- obtaining a mortgage redemption statement from your existing lender;
- receiving your new mortgage offer and confirming the lender terms;
- receiving the memorandum of staircasing;
- handling completion;
- filing SDLT form (if required); and
- registration at the Land Registry.
Our conveyancing solicitors' cost for shared ownership staircasing in Chester starts at £823 INC VAT.
If you need to add someone to the legal title, you will need to pay an additional fee for a transfer of equity.
Paying off your Help to Buy equity loan
You'll need a solicitor to:
- Receive redemption letter;
- review title for ownership and restrictions;
- obtain Authority to Complete;
- draft a deed of postponement for your current lender;
- handling completion;
- bank transfer; and
- if repaid in full, removal of the loan restriction at the Land Registry.
Our conveyancing solicitors' cost for Help to Buy loan redemption in Chester starts at £333 INC VAT.
Price based on a freehold with the loan being repaid in full using savings.
Islamic finance solicitors
Specialists in Sharia-compliant conveyancing for Islamic mortgages.
- Can review, advise and negotiate with all Sharia Mortgage Lenders.
- Terms of the contract fully explained with confirmation of Sharia compliance and UK legal compliance.
- We can help with Ijara (Lease), Diminishing Musharaka (Reducing Partnership), and Murabaha (Cost-Plus Financing).
Conveyancing FAQs
What are the conveyancing costs?
Fees vary between online conveyancing solicitors, high street conveyancers or housing solicitors introduced by your estate agent.
The actual conveyancing costs, outside of the legal work, should be fixed, including:
For buyers: stamp duty, land registration, property searches, ID searches and leasehold charges (if buying a leasehold property).
For sellers: office copies, title plan and management information (if selling a leasehold property).
Make sure to budget for all of the above conveyancing costs and to get a fixed fee conveyancing quote from several firms, to compare value.
Making the right choice of solicitor is key to the whole process:
- Cheap Conveyancing
- Fast Conveyancing
- Best Conveyancing Service
What is a Contract Race?
In a contract race, the seller sends out the contract of sale for a property to more than one interested buyer, and the sale is then agreed with the first interested buyer who returns the signed contract, at which point contracts are exchanged and the normal conveyancing process continues.
The seller must make their best efforts to bring any matters of concern to the attention of the prospective buyers and must inform all of them that there is a contract race and keep them abreast of any developments, such as a prospective buyer dropping out.
The legal principle of caveat emptor (or 'let the buyer beware') still applies: any prospective buyer is still advised to carry out all the normal checks to ensure that they have as much knowledge of the property as they can muster before they commit to buying it.
