What are the conveyancing costs in Rugby?
The conveyancing costs are broken into two sections: the fixed fee you pay your solicitor, and the conveyancing disbursements (known as third-party costs). Here is a transparent breakdown of both costs for property transactions in your area.
1. Solicitor Legal Fees
At SAM Conveyancing, our fixed legal fees remain consistent nationwide, regardless of your property's location. We provide a guaranteed fixed fee for standard residential conveyancing based on your property's purchase price, its tenure (freehold or leasehold), and whether your transaction involves a mortgage or utilises affordable housing schemes such as shared ownership. Below are the current fixed conveyancing fees for a standard freehold valued at £250,000.
- Sale or Purchase: £748 INC VAT INC VAT (plus an additional £60 INC VAT if purchasing with a mortgage).
- Transfer of Equity: £399 INC VAT INC VAT
- Help to Buy Loan Repayment: £333 INC VAT INC VAT
- Shared Ownership Staircasing: £748 INC VAT INC VAT
- Remortgage: £399 INC VAT INC VAT
- Lease Extension: £720 INC VAT INC VAT
2. Conveyancing Disbursements (Third-Party Costs)
Disbursements are fixed third-party fees paid to external bodies (like local councils and HM Land Registry) to complete your legal paperwork. These costs shouldn't vary too much from solicitor to solicitor.
- Property Purchase Tax (SDLT / LTT): Calculated dynamically based on your purchase price, your buyer status (such as a first-time buyer), and whether the property is located in England or Wales.
- HM Land Registry Fee: Ranges from £20.00 to £1,105.00, scale-calculated dynamically based on your property’s purchase price and whether it is an existing registered property or a new build.
- Conveyancing Search Bundle: £325 INC VAT (Includes Local Authority, Water & Drainage & Environmental)
- Online ID Fee: Ranges from £15 to £48 and avoids having to send personal documents in the post or visit our office in order to prove your ID.
- Mortgage Portal Fee: The cost to download your mortgage offer and communicate with your lender. It is £12 if your mortgage lender uses the Lender Exchange portal, or £45 INC VAT if they use the LMS Portal.
Conveyancing search costs and turnaround for Rugby
Search Provider | Cost | Turnaround Time |
|---|---|---|
Search Provider Rugby Borough Council This is the local authority search, which is mandatory if you are obtaining a mortgage. | Cost £135.60 INC any VAT | Turnaround Time 10 to 15 Working Days |
Search Provider Thames Water This is the Water & Drainage Search, which is mandatory if you are obtaining a mortgage. | Cost £76.20 INC VAT | Turnaround Time 1 to 3 working days |
Rugby Specific Searches |
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Why choose SAM Conveyancing Solicitors in Rugby?
We are a hand-selected panel of SRA-regulated solicitors who deliver to you the high standards we expect, and you'll have a member of the SAM team to guide you through the process from start to finish. Just 1 person you know by name can email or call directly and get your question answered on the same day (normally instantly).
Doing it our way, we've helped over 56,000 clients and gained all the experience from the different transactions. From pressurising agents to complex legal enquiries, and even overcoming issues with your mortgage lender. Our strap line is Property Challenges Solved because that is simply what we do, day in, day out.
Get in contact today and see from the very first call why we are the best conveyancing solicitors for a property transaction in Rugby.
Expert Tip: Check your Chancel Liability search
Certain parishes in and around Rugby still carry historic Chancel Repair Liabilities. Even if not immediately obvious on the title deeds, your conveyancer must conduct a specific Chancel Search to ensure you aren't legally bound to fund repairs to the local parish church roof.
You can find this information in a specific Chancel Repair search purchased during the conveyancing process.
Partner & Conveyancing Solicitor
We're first-time-buyer friendly
86% of our purchase clients are First-Time Buyers, so we are hyper-attuned to what you need when buying your first home.
- We take the time to explain the process
- We offer tips on timescales
- We keep it real, never overpromising
Our Conveyancing Services
We can help with all of your conveyancing needs; simple to complex, and always affordable.
- Purchase
- Sale
- Transfer
- Remortgage
- Help to Buy Repayment
- Help to Buy Sale or Transfer
- Auction Sale or Purchase
- Shared Ownership Sale & Purchase
- Shared Ownership Staircasing
- Lease Extension
- Purchase of Freehold
- New Builds & Off-plan Purchases
- First Time Buyers
- Second Homes
- Buy to Let landlords
Fixed quote for our legal costs plus a budget-friendly breakdown of third-party disbursements.
Your sale or purchase is protected by our no sale, no fee guarantee.
Our panel solicitors are pre-approved to work with 99% of mortgage lenders in England & Wales.
Panel solicitors accredited by the Conveyancing Quality Scheme; regulated by the SRA.
Residential Conveyancing Solicitors in and around Rugby
Our Rugby conveyancing solicitors can help you with your conveyance locally or in any of the surrounding areas, including Coventry, Northampton, Leamington Spa, Corby, Kettering, Leicester and Nuneaton.
We have many offices throughout England and Wales, so you can find a solicitor near you.
- Oxford Street, Rugby CV21 3LZ
- Barnaby Road, Rugby CV21 1GB
- Leicester Road, Rugby CV21 1BD
- Hazel Close, Rugby CV21 1UR
- Edison Drive, Rugby CV21 1FF
- Squires Road - Stretton on Dunsmore, West Midlands, CV23 9HF
A selection of 1, 2, 3, 4, & 5-bedroom homes from £123,750 to £645,000, developed by Taylor Wimpey.
Rugby Property Prices
Average property price in Rugby Source: lasted updated on | £300,972 |
What is the population of Rugby: Source: Office for National Statistics lasted updated in the 2021 Cencus | 70,628 (2011) |
Thinking of moving to Rugby?
Rugby is the second largest market town in Warwickshire and is known worldwide as the birthplace of the game of the same name. William Webb Ellis famously picked up the football - an illegal move under association football rules - in a game when at Rugby School in 1823 and the rest is history...
Rugby's history goes back at least to the Iron Age; however, the modern town has a population exceeding 70,000.
Landmarks and attractions in and around Rugby include statues of Webb Ellis, the poet Ruper Brooke and Thomas Hughes (most known for writing Tom Brown's Schooldays, a novel about Rugby School); St Andrew's Church (Anglican, a church has been on its site since 1140), St Marie's (Catholic), first opened in 1847 and designed by Pugin in the Gothic revival style; Rugby School itself and Rugby Museum; the Oxford Canal and the Swift Valley Nature Reserve.
Hospital of St Cross, Barby Rd, Rugby CV22 5PX
University Hospital Coventry & Warwickshire, Clifford Bridge Rd, Coventry CV2 2DX
BMI The Meriden Hospital, University Hospital Site, Clifford Bridge Rd, Coventry CV2 2LQ
By road, Rugby is on the A426 and this leads in a comparatively short distance to the M45, which gives access to the UK's motorway network. Rugby Station provides frequent, direct trains to many larger conurbations, including London (Euston) and many other destinations.
Distance to Airports from Rugby
| Airport | miles by car |
| Birmingham Airport | 21.4 miles |
| East Midlands Airport | 31.9 miles |
| Nottingham Airport | 38.8 miles |
Rugby School, Lawrence Sheriff Street, Rugby, Warwickshire CV22 5EH
Ashlawn School, Ashlawn Road, Rugby, Warwickshire CV22 5ET
Bilton School, Lawford Lane, Rugby, Warwickshire CV22 7JT
Local conveyancing solicitor
What are the Pros and Cons of using a licensed conveyancing solicitor in Rugby?
The Pros of using property lawyers nearby
- You may have an existing relationship with your local conveyancing solicitors already
- You can drop your documents and ID off in person (although with scanned ID and online ID checks, there's no need to post your passport either way).
The Cons of using property solicitors nearby
- Not on your mortgage lender's panel - local law firms are often smaller, with fewer principals, which may exclude them from working with certain major high street solicitors.
- Taking time off from work - it isn't always easy to visit your solicitor, and having to see them in person 2 or 3 times during the conveyancing process may add a strain onto your work life, or be unachievable if you live abroad.
- Locally inexperienced - your local solicitor may not specialise in conveyancing and may have more experience in other areas of law.
- Less competition, higher prices - with less competition, your local solicitor's legal fees are most likely to cost more, especially if they have to keep premises in premium high-street real estate.
Affordable Housing Schemes
Several affordable housing schemes in Rugby help make buying a property more achievable. The work is more complex, and we have specialist conveyancing solicitors to handle the following:
- Shared Ownership Solicitors
- Right to Buy Solicitors - speak to Rugby Borough Council to find out if you are eligible
- Discount Market Sale - check with Rugby Borough Council if they are running a DMS scheme
Rugby conveyancing solicitors
You can rest assured that you're in good hands with us. We hand select our panel for skill and experience, from a simple purchase to complex transactions with specialist ownership structures and deeds of trust.
Are you buying or selling a short lease in Rugby?
If there are 80 years or less on the leasehold, it will be harder to mortgage. Whether you're buying or selling, consider extending the lease, which may be done before, during, or in some cases after the transaction.
Our specialist leasehold conveyancing solicitors have vast experience handling the extension of a short lease for buyers and sellers. Speak to a SAM advisor for inclusive, fixed-fee, conveyancing quotes for leasehold conveyancing or share of freehold conveyancing today. Property Challenges Solved.
Look no further for your residential conveyancing solicitor in Rugby
Whatever your property challenge, we can solve it.
Selling a property
Your expert conveyancing solicitor's role when selling a property will include:
- Draft contracts – Your conveyancing solicitor drafts the initial legal contract to be sent to the buyer's solicitor.
- Responding to enquiries – your solicitor responds to any questions the buyer's solicitor may have (this is where you'll find out if you are missing documents, which can cause delays to your sale).
- Investigating issues – your solicitor may need to complete further investigation to try and satisfy them.
- Exchange contracts – once the buyer's solicitor has satisfied their enquiries, contracts are finalised and exchanged.
- On the day of completion – your solicitor receives the money for the sale, discharges the mortgage (if required), pays the estate agent, deducts their fee and then sends the net sale proceeds to you.
- Post completion – your solicitor receives the DS1 discharge documents and, when leasehold, settles your liabilities for ground rent and service charges.
Our conveyancing solicitors' cost for selling a property starts from £748 INC VAT.
Buying a home
- Draft contracts – Your solicitor reviews the draft contract sent by the seller's solicitor.
- Raising enquiries – your solicitor will ask the seller's solicitor questions based on the contract, title, and property documents to protect you from any nasty surprises.
- Exchange contracts – once your solicitor is satisfied with their enquiries, they agree with the seller to finalise and exchange contracts
- Day of completion – on the day of completion, your solicitor transfers the money for the sale.
- Post completion – following completion, your solicitor makes an application to HM Land Registry to register you as the new owner.
Our Rugby conveyancing solicitors' cost for buying a property starts from £748 INC VAT.
Add or remove someone from a property title
With a Transfer of Equity, you can buy someone out of a shared property and remove them from the title, or add someone to the title to transfer ownership of a share of the property, making them a joint owner. This service includes:
- Property solicitors' fees, including ID checks, office copies
- HM Land Registration fees
- (if party being removed) ID1 Form verification fee
- (if mortgage) Change of mortgage fee
- (if leasehold) Notice fee to freeholder
Our Rugby conveyancing solicitors' cost for a Transfer of Equity starts at £399 INC VAT.
If someone is giving up their share of the property for less than market value, they may be required to get independent legal advice, which will be an additional expense.
Switch your mortgage deal in Rugby
Your remortgage solicitor will perform all the necessary checks, review your new mortgage offer, and update HM Land Registry post-completion. The process is similar to when you purchase but should take less time, as the solicitor doesn't need to raise any legal enquiries.
If you own a leasehold property, your solicitor must carry out extra work to investigate the lease terms. Our conveyancing solicitors' cost for a remortgage in Rugby starts at £399 INC VAT.
Purchase the next chunk of your equity
When you're ready to buy the next chunk of the equity in your shared ownership property, a conveyancer will be required to handle:
- The bank transfer;
- obtaining a mortgage redemption statement from your existing lender;
- receiving your new mortgage offer and confirming the lender terms;
- receiving the memorandum of staircasing;
- handling completion;
- filing SDLT form (if required); and
- registration at the Land Registry.
Our conveyancing solicitors' cost for shared ownership staircasing in Rugby starts at £823 INC VAT.
If you need to add someone to the legal title, you will need to pay an additional fee for a transfer of equity.
Paying off your Help to Buy equity loan
You'll need a solicitor to:
- Receive redemption letter;
- review title for ownership and restrictions;
- obtain Authority to Complete;
- draft a deed of postponement for your current lender;
- handling completion;
- bank transfer; and
- if repaid in full, removal of the loan restriction at the Land Registry.
Our conveyancing solicitors' cost for Help to Buy loan redemption in Rugby starts at £333 INC VAT.
Price based on a freehold with the loan being repaid in full using savings.
Islamic finance solicitors
Specialists in Sharia-compliant conveyancing for Islamic mortgages.
- Can review, advise and negotiate with all Sharia Mortgage Lenders.
- Terms of the contract fully explained with confirmation of Sharia compliance and UK legal compliance.
- We can help with Ijara (Lease), Diminishing Musharaka (Reducing Partnership), and Murabaha (Cost-Plus Financing).
Conveyancing FAQs
What are the conveyancing costs?
Fees vary between online conveyancing solicitors, high street conveyancers or housing solicitors introduced by your estate agent.
The actual conveyancing costs, outside of the legal work, should be fixed, including:
For buyers: stamp duty, land registration, property searches, ID searches and leasehold charges (if buying a leasehold property).
For sellers: office copies, title plan and management information (if selling a leasehold property).
Make sure to budget for all of the above conveyancing costs and to get a fixed fee conveyancing quote from several firms, to compare value.
Making the right choice of solicitor is key to the whole process:
- Cheap Conveyancing
- Fast Conveyancing
- Best Conveyancing Service
When should you organise your buildings insurance?
If you're buying a leasehold property, the buildings insurance is normally organised by the freeholder for the whole block. However, you'll need to book your own buildings insurance if you buy a freehold property.
In the eyes of the law, you become responsible for the structure of a freehold building you're looking to buy from the point of exchange of contracts, so you should ensure that you've purchased your buildings insurance to coincide with this.
