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Our Mortgage Broker Guide to getting a mortgage in Ascot

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Ascot Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Get a free online credit report

Seems simple, but you need to know what is wrong before you can fix it. You can get a free credit report from Experian, Equifax or CallCredit, all of whom normally offer 30-day free trials: visit their websites for more details.

Discounted Variable Rate Mortgage

For these mortgages, repayments are calculated using a variable interest rate which is a set discount on a lender's Standard Variable Rate (SVR) (which itself is invariably a set percentage above the Bank of England base rate).

If the lender's SVR is 3.00% and the discounted rate gives you a 1.2% discount, you'll pay 1.8%. Your payments can go up as well as down.


Ascot is a small, affluent town in East Berkshire and has worldwide renown due to its racecourse, home of the prestigious yearly Royal Ascot meeting. Entertainments close by include three golf courses which are The Royal Berkshire, Sunningdale Golf Course and the Wentworth. Other local attractions are Thorpe Park, JJB Waterski and the gorgeous Virginia Water is also nearby.

SL5 7HG

Property Price Stats for Ascot


Average property price in Ascot £703,624
% Change compared to last year 0%
Population of Ascot 5,753


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Ascot - Recently Completed

  • Drummond Court, 179-171 New Road, Ascot, Berkshire, SL5 8PU
  • Ascot Place, Windsor Road, Ascot, Berkshire, SL5 7GZ
  • Faith Cottage, Wells Lane, Ascot, SL5 7DY
  • Porchester, Ascot, Berkshire, SL5 9DY
  • Kinross Avenue, South Ascot, SL5 9EP

Local High Street Banks in Ascot

Mortgage Broker in and around Ascot

Our Ascot mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Sunningdale, Windsor, Cheapside, North Ascot, Virginia Water, Camberley and Chobham.

Which banks are local to you?


  • Barclays - 19, High St, Ascot SL5 7JG
  • TSB Bank - 21, High St, Ascot SL5 7JE
  • Natwest - London Road, Sunningdale, SL5 0EJ

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Mortgage Brokers Ascot offering free first consultation (terms apply).

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Ascot Mortgage Broker Insider Tips

Buying a home? Consider instructing a solicitor before anything else!

When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).

Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds etc., the sooner you can do this, the more time you can save.

You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.

Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however instructing a solicitor is not dependent on this.

One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.