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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Keep your credit utilisation lowAs a rule of thumb, you should use less than 50% of your available credit on any credit card. Once you start taking up more than 50% of available credit, prospective lenders will generally start to take a dimmer view of your financial management skills. |
Capped MortgageThese are a form of variable rate mortgage with the incentive that although repayments can go up or down, they can only rise upwards to an agreed level. If they fall, your repayments reduce in size. The cap, however, might be set relatively high, meaning you should still plan carefully, and the term during which the cap operates might be fixed; if it is, there may be hefty early repayment charges if you leave before the term has finished. |
| Average property price in Bath | £406,279 |
| % Change compared to last year | 10% |
| Population of Bath | 83,992 (2001) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Bath offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
