All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.
Your home may be repossessed if you do not keep up repayments on your mortgage.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Bath
Mortgage Brokers Bath offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Bath
Bath is a city in the Bath and North East Somerset district of Somerset county in South West England. It is world famous for its preserved, Roman-built baths and is widely regarded as one of the most beautiful cities in the UK. Bath Abbey, originally a Norman church itself built on earlier foundations, is a great landmark. It was built in the early 16th Century and has flying buttresses.
The Royal Crescent is very famous and always looks splendid. The Holborne Museum in Sydney Pleasure Gardens in Great Pulteney Street is an excellent collection of fine and decorative art exhibits in a Grade I listed building and admission is free. Bath also has a university - the University of Bath.
The Royal Crescent is very famous and always looks splendid. The Holborne Museum in Sydney Pleasure Gardens in Great Pulteney Street is an excellent collection of fine and decorative art exhibits in a Grade I listed building and admission is free. Bath also has a university - the University of Bath.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Keep your credit utilisation low
As a rule of thumb, you should use less than 50% of your available credit on any credit card.
Once you start taking up more than 50% of available credit, prospective lenders will generally start to take a dimmer view of your financial management skills.
Capped Mortgage
These are a form of variable rate mortgage with the incentive that although repayments can go up or down, they can only rise upwards to an agreed level. If they fall, your repayments reduce in size.
The cap, however, might be set relatively high, meaning you should still plan carefully, and the term during which the cap operates might be fixed; if it is, there may be hefty early repayment charges if you leave before the term has finished.
BA1 1AJ
Property Price Stats for Bath
| Average property price in Bath | £406,279 |
| % Change compared to last year | 10% |
| Population of Bath | 83,992 (2001) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Bath
- 13 Hanover Terrace, Bath, Bath & North East Somerset, BA1 6LJ
- Northgate Street, Bath BA1 1AJ
- 2 Bath Street, Bristol, BA3 2EF
- Moorland Rd, Bath BA2 3PW
- Bradford Rd, Combe Down, Bath BA2 5BP
Local High Street Banks in Bath
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Bristol, Weston-super -Mare, Trowbridge, Chippenham, Keynsham, West Bromwich and Tormarton.
- Lloyds Bank Plc - Oldfield Park Bath, 23 Moorland Rd, Bath BA2 3PW
- Barclays Bank Plc - 4 - 5 Southgate St, Bath BA1 1AQ
- Natwest Bank Plc - 15 High St, Bath BA1 5AH
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
If you're buying, getting a structural assessment (Building Survey) of your property in Bath from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller.
All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.
Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.
The best advice for fast conveyancing in Bath is to book your Building Survey at the same time as you instruct your conveyancing solicitor.
Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!
*RICS Surveyors – Local Knowledge – Same Week Availability
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.