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Our Mortgage Broker Guide to getting a mortgage in Berkhamsted

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Berkhamsted Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Trouble making repayments? Contact your creditors or speak to a credit counsellor

This won't sort any ongoing problems out immediately but will certainly help matters as time passes.
Your credit score will not be harmed because you've sought assistance from a credit counsellor.

Fixed Rate Mortgage

After receiving your mortgage loan, your repayments on a fixed rate mortgage are fixed at an agreed rate for an agreed period. You gain by knowing that the repayment figure won't change during the period and so can budget more easily for it.

The disadvantage is that the fixed rate is normally higher than for a variable rate mortgage. Additionally, if you want to leave the deal early, you may have to pay a very large early repayment charge (you don't have to do this with a variable rate) and when the fixed period ends, your loan is normally converted to one where repayments are determined by the lender's standard variable rate.


Berkhamsted is a historic market town in Dacorum Borough in Hertfordshire. Among many listed building landmarks, Ashridge House has a spire which can be seen from a fair distance. The independent Berkamsted School is well known; its origins date back to 1541. You can also view a Norman motte-and-bailey castle there - Berkhamsted Castle. The town also contains an excellent Rex Cinema and, if you like beer, you might choose to visit the wonderful Haresfoot Brewery in River Park.

HP4 1BL

Property Price Stats for Berkhamsted


Average property price in Berkhamsted £576,734
% Change compared to last year 10%
Population of Berkhamsted 16,243 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Berkhamsted - Recently Completed

  • Heron Place, Berkhampsted, HP4 2FW
  • 24 Granville Road, Northchurch, Hertfordshire, HP4 3RN
  • 10 Avenue House Park Road, Chesham, HP5 2JR
  • High St, Berkhamsted HP4 1BL
  • North Road, Berkhamsted, Hertfordshire, HP4 3DU

Local High Street Banks in Berkhamsted

Mortgage Broker in and around Berkhamsted

Our Berkhamsted mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Hemel Hempstead, Chesham, Tring, Ringshall, Great Missenden, Marlow and Bourne End.

Which banks are local to you?


  • Lloyds Bank Plc - 205 High St, Berkhamsted HP4 1AP
  • Barclays Bank Plc - 189 High St, Berkhamsted HP4 1AY
  • Santander Bank Plc - 230 High St, Berkhamsted HP4 1BP

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Berkhamsted Mortgage Broker Insider Tips

By getting your signed documents to your solicitor as soon as possible, you can speed up the conveyancing process in Berkhamsted.

Exchange cannot happen until all of the relevant documentation has been received by the solicitor, including your signed contract, the transfer deed and mortgage deed. 

Sometimes only signed originals of documents can be accepted by your solicitor. Therefore make sure you stay on top of being organised and account for slow postal delivery.

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