Mortgage Broker Blackpool
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Blackpool
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
South Shore | £10,871 | £21,742 or £10,8714 per salary with a joint purchase |
Bispham | £13,068 | £26,136 or £13,068 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Blackpool
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
You should apply to companies to clear unfair defaults from your file
A company might have reported a debt it thinks you still owe to it. If you think you have paid it, however, you should contact that company directly to ask for it to be removed. You should also state that you will follow up by reporting it to the Financial Ombudsman if it isn't.
If your contact with the company does not solve the problem you can contact the relevant credit reference agency to add a notice of correction with a brief explanation. Applications for credit may take longer but what you've done should decrease any negative effects on your score of the claimed default.
Lifetime Mortgage
The sum you can borrow using this type of mortgage is calculated on your age and the value of your property. It is a long term loan secured on a property and is a type of equity release.
This is different from a standard mortgage and the borrower does not have to make any repayments until the plan ends.
Get your buildings insurance sorted in time for exchange of contracts!
According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.
You should, therefore, plan for this in advance and organise your buildings insurance.
Frequently Asked Questions: Mortgage Brokers Blackpool
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Blackpool mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Blackpool - Recently Completed
- Marsden Road, Blackpool FY4 3DT
- Windward Avenue, Fleetwood FY7 6FQ
- Queens Promenade, Bispham, Blackpool FY2 9LW
- Harcourt Road, Blackpool FY4 3HW
- Church Road, Lytham St Annes FY8 5LN
Watch our video to find out how to organise your mortgage and funding for your purchase.
