Our Mortgage Broker Guide to getting a mortgage in Buckhurst Hill
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Taken out a student loan? Ensure you make timely repaymentsStudent loans are treated like any other loan by the 3 credit reference agencies: you should therefore ensure that make the correct repayments on time. Your credit score will be hit, like any other loan, if you default on repayments or are late. If you think you are unlikely to be able to make a payment on time, you should contact the student loan company involved. |
Discount MortgageLenders have a standard variable rate (SVR) for mortgages which is normally a few percentage points above the Bank of England's (BoE) base rate. This rate will vary with changes in the BoE base rate and the lender can vary it autonomously. When you get a discount mortgage from a lender, the variable interest rate charged on your mortgage will be at a discount from its SVR. You benefit because the discount rate is cheaper than the SVR and if the SVR itself goes down, your repayments become even less, although the discounted rate can similarly rise. The discount rate is normally for a fixed time period, typically 2 or 3 years. There may well be expensive early repayment charges if you choose to leave. |
Buckhurst Hill is an affluent suburban town in Epping Forest district in Essex, 11 miles north-east of Central London. It is considered part of the Essex 'golden triangle' of wealthy places, alongside Loughton and Chigwell. The Parish Church of St John, built in 1838, is one landmark. The Woollard Centre in Loughton Way is a community centre put to a variety of uses, including as a theatre and cinema venue.
IG9 5AZ
Property Price Stats for Buckhurst Hill
| Average property price in Buckhurst Hill | £491,841 |
| % Change compared to last year | 8% |
| Population of Buckhurst Hill | 10,738 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Buckhurst Hill - Recently Completed
- 4 Hastingwood Court, 166-168 Queens Rd, Buckhurst Hill, Essex, IG9 5BF
- 46 Gladstone Road, Buckhurst Hill, Essex, IG9 5SW
- 34c Fairlands Avenue, Buckhurst Hill, Essex, IG9 5TF
- 81 Monkhams Lane, Woodford Green, IG8 0NN
- 50 Greenstead Avenue, Woodford Green, London, IG8 7ES
Local High Street Banks in Buckhurst Hill
Mortgage Broker in and around Buckhurst Hill
Our Buckhurst Hill mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woodford, Chigwell, Roding Valley, Chingford, Loughton, Hazlemere and Walthamstow.
Which banks are local to you?
- Lloyds Bank Plc - 34 Station Rd, London E4 7BE
- Barclays Bank Plc - 24 Station Rd, Chingford, London E4 7BQ
- Nationwide Building Society - 106-108 High Rd, Loughton IG10 4HL
Access to the whole of the mortgage market
Appointments available today
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Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Buckhurst Hill
Mortgage Brokers Buckhurst Hill offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Buckhurst Hill Mortgage Broker Insider Tips
Choose conveyancing solicitors who balance their work well
Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.
SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.