Our Mortgage Broker Guide to getting a mortgage in Byfleet
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Stability helps applications for creditLenders tend to favour apparent stability when it comes to granting credit. So staying at the same address (particularly if you are a homeowner rather than a renter), working at the same place and banking at the same bank tend to help. Consistency in applications, particularly over a long period, helps, such as using the same or similar job title and keeping the same phone number and email address. |
Lifetime MortgageA lifetime mortgage is a type of equity release and is a long term loan secured on a property, where the amount borrowed depends on the age of the applicant and the value of their property. It differs from a standard mortgage because the borrower doesn't have to make any repayments at all before the end of the plan. |
Byfleet is a suburb of Woking town in Surrey and is an inland island. It has new housing developments as well as 12 listed buildings and is also a conservation area. it hosts the Brooklands Museum in Brooklands Road which is a must for people fascinated by aeroplanes, racing cars and motorbikes.
For outdoor recreation, Painshill Park in Portsmouth Road offers many attractions with its 18th century landscaped garden, follies, grottoes, vineyard and waterwheel; there's refreshments and toilets and it's open all year round.
For outdoor recreation, Painshill Park in Portsmouth Road offers many attractions with its 18th century landscaped garden, follies, grottoes, vineyard and waterwheel; there's refreshments and toilets and it's open all year round.
KT14 7RD
Property Price Stats for Byfleet
| Average property price in Byfleet | £348,860 |
| % Change compared to last year | 9% |
| Population of Byfleet | 7,724 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Byfleet - Recently Completed
- 31 Woodham Waye, Woodham Woking, GU21 5SJ
- 8 Brooklands Court, West Field Parade, Byfleet, KT15 3LF
- 78 Hollies Avenue, West Byfleet, Surrey, KT14 6AL
- 24 Norfolk Farm Road, Pyrford, Surrey, GU22 8LW
- 9 Vanners Parade, Brewery Lane, Byfleet, Surrey, KT14 7RA
Local High Street Banks in Byfleet
Mortgage Broker in and around Byfleet
Our Byfleet mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Woking, West Byfleet, Weybridge, Addlestone, Ottershaw, Wallington and Brooklands.
Which banks are local to you?
- Lloyds Bank Plc - 15 High Rd, Byfleet, Weybridge KT14 7QH
- Barclays Bank Plc - 25 Old Woking Rd, West Byfleet KT14 6LG
- Natwest Bank Plc - 5 Station Approach, West Byfleet KT14 6NQ
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Byfleet
Mortgage Brokers Byfleet offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Byfleet Mortgage Broker Insider Tips
Consider booking your searches as soon as you have an offer accepted
If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.
Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.
Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.
Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.
Click to find out more about property searches
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.