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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Use your credit card wisely or get one if you don’t have oneYou will appear more trustworthy to lenders if you have a credit card and pay it off regularly. If you don’t have a credit card at all, lenders have no evidence of you making timely repayments and so are less likely to lend to you. Not managing a credit card well can has a huge effect on your credit score. Ensure you are keeping it at manageable levels, paying it off regularly and don’t draw cash from it. | Joint MortgageJoint mortgages are mortgages which two (or more) people take out to buy a property typically when they live together. The mortgage sum granted is calculated according to 2 (or more) incomes and so is a way of getting a larger mortgage than if one person alone was applying for one. The other side of a joint mortgage is that all of the borrowers are equally joint and severally liable . This means that if, for example, one person defaults on the required repayments, then the lender can pursue all parties on the mortgage to recover the money owed and ultimately it can repossess your home even if you yourself, out of all the signatories on the mortgage, have been making the correct, timely repayments. |
| Average property price in Chalfont St Giles | £793,491 |
| % Change compared to last year | - 20% |
| Population of Chalfont St Giles | 5,925 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Chalfont St Giles offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
