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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.


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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Cheltenham

Mortgage Brokers Cheltenham offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Cheltenham


Cheltenham, also known as Cheltenham Spa, is a spa town on the edge of the Cotswolds, an area of outstanding natural beauty, in Gloucestershire County. It hosts many festivals (literature, jazz, science and music) and Cheltenham Racecourse hosts the annual Cheltenham Gold Cup event. The town is famous for its Regency architecture. Landmarks include Cheltenham's Municipal Offices and the Government Communications Headquarters (GCHQ), with its 'doughnut' building.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Get a free online credit report

Seems simple, but you need to know what is wrong before you can fix it. You can get a free credit report from Experian, Equifax or CallCredit, all of whom normally offer 30-day free trials: visit their websites for more details.
Top Mortgage Lenders  

Discounted Variable Rate Mortgage

For these mortgages, repayments are calculated using a variable interest rate which is a set discount on a lender's Standard Variable Rate (SVR) (which itself is invariably a set percentage above the Bank of England base rate).

If the lender's SVR is 3.00% and the discounted rate gives you a 1.2% discount, you'll pay 1.8%. Your payments can go up as well as down.
GL50 2QW

Property Price Stats for Cheltenham


Average property price in Cheltenham £275,793
% Change compared to last year 0%
Population of Cheltenham 115,732 (2014)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Cheltenham

  • 11 Lypiatt Terrace, Cheltenham, Gloucestershire GL50 2QW
  • 24 St. Pauls Road Cheltenham, Gloucestershire GL50 4EW
  • 48 Andover Road, Cheltenham, Gloucestershire GL50 2TL
  • 17 Beeches Road, Charlton Kings, Cheltenham, Gloucestershire GL53 8NG
  • 25 Montpellier Drive, Cheltenham, GL50 1TY

Local High Street Banks in Cheltenham

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Bamfurlong, Shurdington, Charlton Kings, Prestbury, Boddington, Bishops Cleeve and Southam.


  • Lloyds - 130 High St, Cheltenham GL50 1EW
  • TSB Bank - 164 Bath Rd, Cheltenham GL53 7NF
  • HSBC - 109 Bath Rd, Cheltenham GL53 7RA

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Mortgage Broker Tips for the Conveyancing Process

Selling your property? Complete all the required property forms and collect all the required information and return it to your solicitor as soon as possible.

As a seller, the best way you can save time in the conveyancing process is by getting all the information your solicitor needs to them as soon as possible – your tasks are 'front-loaded'!

Anyone buying or selling a home firstly has to prove their ID to the solicitor representing them but a seller you have to complete property information and fixtures and fittings forms (as well as a leasehold information form, if relevant) and return them to your solicitor along with your original title deeds and other relevant information.

This may seem a lot to do, but once you've finished these tasks to the best of your ability, your solicitor can fully devote themselves to making the remaining conveyancing process run efficiently.

Our website explains all the forms and information mentioned; a good place to start finding out more is to click on Property Information Form TA6 explained

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels