Mortgage Broker Cheshire
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Cheshire
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Wilmslow | £48,831 | £97,663 or £48,831 per salary with a joint purchase |
Crewe | £22,379 | £44,759 or £22,379 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Cheshire
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Try not to use all of the possible credit available to you
To credit agencies, a person who has taken up all available credit can look overextended financially.
This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late.
Variable Rate Mortgage
Variable rate mortgages are such that repayment rates can change, up or down, because the interest rate that the repayment figure is calculated on can change.
The interest rate at the outset is likely to be cheaper than for a fixed rate mortgage, however you are well advised to have sufficient room for manoeuvre in your finances to be able to accommodate an increase in the repayment rate. You can overpay or leave the arrangement at any time without penalty.
Selling? Deal with any issues which are likely to appear on a survey before you market your property
A cautious buyer is more likely to book a RICS home buyers survey, which is likely to show any potential or actual defects your property may have.
If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.
You should, therefore, call in a professional to remedy any structural issues you may have, such as damp – the cause might often be damaged roofs or window frames or leaking pipes.
Book your building defect specialist
Frequently Asked Questions: Mortgage Brokers Cheshire
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Cheshire mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Cheshire - Recently Completed
- Dig Lane, Wybunbury, Nantwich, Cheshire East CW5 7EY
- Brooke Avenue, Northwich, Cheshire CW8 4ZS
- Mayfield Grove, Northwich, Cheshire CW8 2LT
- Brooke Avenue, CW8 4ZS
- Stamford Avenue CW2 7QD
Watch our video to find out how to organise your mortgage and funding for your purchase.
