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Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.


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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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How to get a mortgage - or remortgage - in Chesterfield


Chesterfield is a large market town and borough in Derbyshire, England, 24 miles north of Derby and 11 miles south of Sheffield at the confluence of the rivers Rother and Hipper. 

With Whittington, Brimington and Staveley it had a population of about 103,801 in 2012, making it Derbyshire's second largest town.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Stay living in one place

Ever wonder why you get asked, “Have you lived at this address for longer than 3 years?” If you haven’t been registered at one address for a long period of time this will affect your credit rating because a mortgage lender wants to know where you live. If you keep moving, this shows a lack of stability and inconsistency increasing your risk profile.

Stay put and register everything you have to at this one address. Show a stable living and continuous residential address and your credit score will go up.
Top Mortgage Lenders 

Current Account Mortgage

A current account mortgage is a variant of an offset mortgage and involve your current account effectively becoming pooled with your mortgage repayment account.

Your salary goes into the account and in doing so, reduces the capital you owe on your mortgage and the interest which is charged on it. The more your account is in credit, the less your mortgage payments become. You can't normally get discounted rates for this kind of mortgage.
S40 1PA

Property Price Stats for Chesterfield


Average property price in Chesterfield £178,672
% Change compared to last year 0%
Population of Chesterfield 103,801 (2012)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Chesterfield

  • Old Road, S40 3QL
  • Vicarage Walk, S43 4FH
  • Hillside Drive, S43 3AA
  • Orchid Close, S44 5TW
  • Langwith Road, Chesterfield, S44 6LY

Local High Street Banks in Chesterfield

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Mansfield, Newark, Nottingham, Sheffield, Doncaster, Derby and Worksop.


  • TSB Bank Plc - 27 Market Pl, Chesterfield S40 1PN
  • HSBC Bank Plc - Market Pl, Chesterfield S40 1TN
  • Yorkshire Bank Plc - 14 Vicar Ln, Chesterfield S40 1PY

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Mortgage Broker Tips for the Conveyancing Process

If your home purchase in Chesterfield is being financed with the help of family and friends, making sure your solicitor has all of the information in good time can speed up the conveyancing process.

Your solicitor will need proof of funds, ID and relevant documentation where there is a loan or a gift. Without these documents, you may not be able to exchange until your solicitor has them in his hands.

Even then, a mortgage lender may be unwilling to lend where there is an unregistered interest, i.e. the financial interest of this third party, over the property.

As things can get so complicated, it is important to get things sorted out from the outset so your solicitor can get working on it as soon as possible.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels