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Our Mortgage Broker Guide to getting a mortgage in Chichester

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Chichester Tip 1
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Mortgage Broker Tip 1

Mortgage BrokerTip 2

Start by checking all your credit scores

You won't know how lending organisations view you as a credit risk unless you check what score you've been given by the 3 main reference agencies.

If there are any mistakes, you can apply to them to correct them and if you have to take action to improve your situation, then you'll know to do so. You should recheck your credit scores at regular intervals and particularly before you try to take out a large loan.

Variable Rate Mortgage

Variable rate mortgages are mortgage loans where the interest rate payable on the loan can go up or down because it moves along with an underlying index, most commonly the Bank of England base rate (although your lender may have the right to change the rate autonomously, without there being any change in the base rate).

Often, the initial interest rate charged on this kind of mortgage can be cheaper than that offered in a fixed rate mortgage, however this is subject to change. One plus of a variable rate mortgage is that you can leave it at any time without charge; in comparison, early repayment charges levied for leaving a fixed interest mortgage are very high.


Chichester is a cathedral city in Chichester district in West Sussex. It is also a university city, hosting the University of Chichester. The area has a long history dating back to Roman times. Chichester Cathedral is a prominent and beautiful landmark. There are many others. Racegoers and followers of the turf will know about 'Glorious' Goodwood Racecourse. Goodwood is also the name of a car racing circuit in the same locale.

A great family day out can be had in Fishbourne Roman Palace and Gardens in Salthill Road. Workmen digging around the area in the 1960s accidentally discovered a buried Roman palace, with fascinating artifacts and wonderful mosaics. The formal garden has been replanted using available evidence to produce a Roman garden complete with plants from that era.

PO19 1AB

Property Price Stats for Chichester


Average property price in Chichester £348,828
% Change compared to last year 8%
Population of Chichester 23,731


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Chichester - Recently Completed

  • 1 Firefly Close, Lee-on-the-Solent, PO13 8FY
  • 53 Highlands Road, Fareham, Hampshire, PO15 6AU
  • 11 Trinity Street, Fareham, Hampshire, PO16 7SD
  • 132 Blackbrook Rd, Fareham, PO15 5BY
  • 50 Hill Road, Portchester, Fareham, PO16 8JZ

Local High Street Banks in Chichester

Mortgage Broker in and around Chichester

Our Chichester mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Fareham, Bognor Regis, Littlehampton, Hayling Island, Havant, Battersea and Petersfield.

Which banks are local to you?


  • Barclays Bank Plc - 74/, 75 East St, Chichester PO19 1HR
  • Lloyds Bank Plc - 10 East St, Chichester PO19 1HJ
  • Nationwide Building Society - 3-5 North St, Chichester PO19 1LB

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Chichester Mortgage Broker Insider Tips

Make sure you are in constant communication with your solicitor.

If your situation changes or something unforeseen arises, inform your solicitor as soon as possible. This should avoid unnecessary and time-consuming work being carried out which later needs to be rectified. 

It also ensures all legal documents are accurate and you are receiving service which is specifically tailored to your needs and circumstances for your home move in Chichester.

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