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Our Mortgage Broker Guide to getting a mortgage in Clapham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Clapham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Reduce any debt you are in

Seems obvious of course – and always easier said than done – but this will do much more for you than simply improving your credit score.

Stop using credit cards, find out all the accounts you have and determine exactly what you owe on each one and what you're being charged in terms of interest etc. Create a payment plane which directs your finances towards repaying debt on the highest interest accounts but always covering all your minimum payments.

No Deposit Mortgage

No deposit mortgages enable you to get a 100% loan to value ratio on your mortgage, i.e. the lender grants you a mortgage which covers the seller's full purchase price with no deposit required from you.

These mortgages normally work by requiring an associate of yours (often a family member) to leave some money in an account for a set period of time with the account being controlled during that time by the lender. If you default on your repayments, the lender has recourse to the money in the linked account, which the associate risks losing. Another method is requiring an associate to put up their house as security in case you default.

Interest rates on these products are likely to be higher than normal. Click on No Deposit Mortgages to find out more.


Clapham is an affluent, district of Lambeth Borough in south-west London, 5 miles away from the city centre and is perennially desirable to home buyers. It is residential (with many Georgian and Victorian mansions) and has many independent shops, restaurants, gastropubs and Clapham Common is a great open space used for a variety of leisure pursuits. Other attractions are the Venn Street Market on Venn Street and Clapham Picture House (also on Venn Street).

SW11 6NP

Property Price Stats for Clapham


Average property price in Clapham £791,169
% Change compared to last year 7%
Population of Clapham 40,850


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Clapham - Recently Completed

  • Abbeville Road, Clapham, London, SW4 9LA
  • 57 Orlando Road, Clapham, London, SW4 0LH
  • St Alphonsus Road, Clapham, London, SW4 7AW
  • Fitzwilliam Road, Clapham, London, SW4 0BW
  • Brayburne Avenue, Clapham, London, SW4 0AA

Local High Street Banks in Clapham

Mortgage Broker in and around Clapham

Our Clapham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Wandsworth, Battersea, Brixton, Balham, Stockwell, Wandsworth and Earlsfield.

Which banks are local to you?


  • HSBC Bank Plc - 73 Wandsworth High St, London SW18 2PT
  • Nationwide Building Society - 48, Southside Shopping Centre, Garratt Ln, Wandsworth SW18 4TE
  • Barclays Bank Plc - 7-11 St John's Hill, London SW11 1TR

Book a Free Mortgage Broker Consultation
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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Clapham

Mortgage Brokers Clapham offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Clapham Mortgage Broker Insider Tips

The trick is to choose the right solicitor from the outset for your home move in Clapham.

Yes, this may seem obvious, but it's not only the reviews that make a good solicitor. It is also the volume of work they have. If a solicitor is overworked, they will not be able to prioritise effectively, delays may be increased and your case may be overlooked. 

A good solicitor is someone who keeps your best interest in mind at all times and who values high communication levels.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.