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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Get on the electoral roll, even if you choose not to actually vote!This is hugely important as many lenders won't even consider lending to you if you're not on the electoral roll. Not being on the electoral roll makes checking your ID more difficult which always impacts your credit score. | Joint MortgageAny time you apply with at least one other person for a mortgage, you are applying for a joint mortgage. The lender lends you money not only based on your salary but on the salaries of any other joint applicants, meaning you might jointly potentially secure a much larger mortgage sum than if you applied singly. The down side of a joint mortgage is that you all become joint and severally liable to repay it. So you could be making your fair contribution to mortgage repayments but if your mortgage partner/s are not, the lender can pursue you as well as the others for the shortfall. |
| Average property price in Cobham | £1,039,655 |
| % Change compared to last year | - 3% |
| Population of Cobham | 9,739 |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Cobham offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
