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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Cobham offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Cobham


Cobham is a village in Elmbridge Borough in Surrey, 17 miles south-west of London and 10 miles from Guildford. There are a number of primary and private schools in the locale and a landscape park called Painshill Landscape Park. Brooklands Museum, featuring aeronautical, car, motorbike and bike exhibits, is within easy reach as is Chessington World of Adventures, with its theme park and zoo.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Get on the electoral roll, even if you choose not to actually vote!

This is hugely important as many lenders won't even consider lending to you if you're not on the electoral roll.

Not being on the electoral roll makes checking your ID more difficult which always impacts your credit score.
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Joint Mortgage

Any time you apply with at least one other person for a mortgage, you are applying for a joint mortgage. The lender lends you money not only based on your salary but on the salaries of any other joint applicants, meaning you might jointly potentially secure a much larger mortgage sum than if you applied singly.

The down side of a joint mortgage is that you all become joint and severally liable to repay it. So you could be making your fair contribution to mortgage repayments but if your mortgage partner/s are not, the lender can pursue you as well as the others for the shortfall.
KT11 3DG

Property Price Stats for Cobham


Average property price in Cobham £1,039,655
% Change compared to last year - 3%
Population of Cobham 9,739


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Cobham

  • Hollyhedge Court Hollyhedge Rd, Cobham KT11 3DG
  • 20 Marrowells, Weybridge, Surrey, KT13 9RN
  • 120 Molesey Road, Hersham, Surrey, KT12 4RD
  • 25 Waterloo Court, Mayfield Road, Hersham, Walton on Thames, Surrey, KT12 5AD
  • 8 Brooklands Court, West Field Parade, Byfleet, KT15 3LF

Local High Street Banks in Cobham

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Guildford, Byfleet, Weybridge, Hersham, Esher, Mayford and East Horsley.


  • Lloyds Bank Plc - 5 Between Streets, Cobham KT11 1AA
  • Natwest Bank Plc - 9 High St, Cobham KT11 3DJ
  • Barclays - 125 Guildford St, Chertsey KT16 9AL

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Mortgage Broker Tips for the Conveyancing Process

Buying a home? Consider instructing a solicitor before anything else!

When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).

Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds etc., the sooner you can do this, the more time you can save.

You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.

Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however instructing a solicitor is not dependent on this.

One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels