Mortgage Broker Bristol
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Bristol
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Portishead | £56,734 | £113,469 or £56,734 per salary with a joint purchase |
Yate | £29,883 | £59,766 or £29,883 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Bristol
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Disassociate from previous partners with poor credit ratings
Being financially associated with someone with a poor credit rating lowers yours in turn. If you've split up, you should ensure that credit agencies know about the split.
You do this by filling out a disassociation form: do this for each of the 3 main credit reference agencies.
Offset Mortgage
With any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less.
The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose.
Ensure that you triple check all the information on your mortgage application!
if you make a mistake on a mortgage application form, it can slow down or even stop the process.
Be careful to provide truthful and accurate information including your exact income and don't make elementary errors such as providing an inaccurate National Insurance Number!
Frequently Asked Questions: Mortgage Brokers Bristol
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Bristol mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Bristol - Recently Completed
- Abbotts Close, Whitchurch Close, Bristol, BS14 0UD
- 21 Luckwell Road, Bristol, BS3 3EW
- 2 Bath Street, Bristol, BA3 2EF
- 157 East St, Bristol, Avon BS3 4EJ
- 689 Wells Rd, Bristol, Avon BS14 9HU
Watch our video to find out how to organise your mortgage and funding for your purchase.
