Mortgage Broker Cotham
Mortgage Broker Cotham
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Cotham
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Try not to use all of the possible credit available to youTo credit agencies, a person who has taken up all available credit can look overextended financially. This can negatively affect a credit rating as the person will be regarded as statistically more likely to miss payments or make them late. |
Family Deposit MortgageWith family deposit mortgages, a family member places cash in a linked special savings account to help another family member secure a mortgage to buy a home and where the money in the account is held as security against the mortgage not being paid off. The cash is held for a fixed period of time, which can be quite long (many years). The risk is that the mortgagor defaults on repayments so the helper family member's money is at risk. However, savings interest is payable on the linked account, even if at a comparatively low rate, and if the correct repayments are made, there's no other cost to the helper family member. |
Cotham is an inner suburb of Bristol located in the southwest of England. Cotham is located in an urban residential area with large old houses, many of which are used as hotels and bed and breakfast accommodations.
Nearby places to visit include Saint Michael’s Hill and Windmill Hill City Farm as well as restaurants such as Cotham Porter Stores, which is a traditional pub in Bristol popular for serving local ale, ciders and pies.
BS6 6LD
Property Price Stats for Cotham
| Average property price in Cotham | £386,201 |
| % Change compared to last year | 0% |
| Population of Cotham | 12,554 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Cotham - Recently Completed
- Elmgrove Road, Cotham BS6 6AH
- Roslyn Rd, Bristol BS6 6NJ
- Waverley Road, Redland, Bristol BS6 6ES
- Cotham Brow, Bristol BS6 6AS
- Southfield Rd, Bristol BS6 6AY
Local High Street Banks in Cotham
Mortgage Broker in and around Cotham
Our Cotham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Clifton, Stokes Croft, St Paul's, St Werburgh's, St Andrew's, Montpelier and Ashley Down.
Which banks are local to you?
- HSBC - 149 Whiteladies Rd, Bristol BS8 2RA
- TSB - 36-38 Merchant St, Bristol BS1 3EP
- Barclays - 86 Queens Rd, Bristol BS8 1RB
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Cotham
Mortgage Brokers Cotham offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Cotham Mortgage Broker Insider Tips
Start your mortgage application before you have found a property in Cotham which you want to put an offer on..
- Mortgage applications can be very drawn out and may not even be successful – you should have the certainty of a mortgage in principle before you buy, ideally.
- A mortgage broker can help you find the right mortgage for your needs from more than 3,000 products on the market if they have access to the whole of the market (SAM Conveyancing's independent mortgage brokers all do).
- Your mortgage broker can help you get together all the information you need so your application is processed as speedily as possible.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.