Proud of our reviews
google-logo.png

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Croydon

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Croydon Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Turned down for credit unfairly? Appeal to the company involved

You have the option to appeal to a company which has turned down your application for credit if you feel the rejection is unfair. In the event that the decision was made by an automated system, you can ask for it to be reviewed.

If this approach does not work, don't immediately apply for similar credit from another company as you may make the situation worse in terms of your credit score. You should instead check your credit file, take any necessary steps to improve your credit score and leave it at least 3 months before you approach another lender.

Offset Mortgage

With any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less.

The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose.


Croydon is a large town and the administrative centre for Croydon Borough, lying 10 miles south of Central London. It has a very large shopping area including, for example, the Whitgift Centre indoor shopping area. Croydon has its own restaurant quarter, where you can enjoy any number of different types of world cuisine, centred on South End running just south of the High Street.

St Mary's Church in nearby Addington was established in 1040 and is the burial site for eleven Archbishops of Canterbury. Cultural options include the Fairfield Halls, which regularly hosts music concerts. Croydon also hosts the famous Brit School, based in Selhurst, which has produced stars such as Amy Winehouse and Kate Nash. Open spaces include Lloyd Park and Long Lane Woods.

CR0 1NG

Property Price Stats for Croydon


Average property price in Croydon £311,567
% Change compared to last year 12%
Population of Croydon 342,000


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Croydon - Recently Completed

  • 13 Broomhall Road, South Croydon, CR2 0PX
  • 62 Fairholme Rd, Croydon, Greater London, CR0 3PH
  • 21 St James Road, Croydon, CR0 2SD
  • 36 The Ridge Way, Sanderstead, South Croydon, CR2 0LF
  • 17 Lavington Road, Croydon, CR0 4PQ

Local High Street Banks in Croydon

Mortgage Broker in and around Croydon

Our Croydon mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Thornton Heath, Sutton, Mitcham, New Addington, Addiscombe, Greenford and Sanderstead.

Which banks are local to you?


  • Metro Bank Plc - 1-2, Centrale Shopping Centre, Croydon CR0 1TY
  • Barclays Bank Plc - 1 N End, Croydon CR9 1SX
  • HSBC Bank Plc - 9 Wellesley Rd, Croydon CR9 2AA

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Croydon

Mortgage Brokers Croydon offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Croydon Mortgage Broker Insider Tips

Book your home buyers survey as soon as you have your offer accepted.

Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.

Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.

Click to get your FREE RICS Home Buyers Survey Quote
*RICS Surveyors – Local Knowledge – Same Week Availability
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.