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Our Mortgage Broker Guide to getting a mortgage in Darlington

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Darlington Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Keep you credit rate at a satisfactory level

It is a good idea to keep up your credit rating because if your rating drops you might find yourself having to pay higher APRs on further credit or are offered lower sums of money when you apply. To keep up your credit rating simple keep making timely repayments!

Variable Rate Mortgages

The two main types of all mortgages are fixed rate mortgages and variable rate mortgages. The variable element of a variable rate mortgage is the interest rate, but unfortunately you cannot predict when or by how much the interest rate will change. This means it could be considered a more risky option in terms of sudden rises in rates forcing you to make higher repayments.

On the plus side, you can benefit from a fall in rates and the initial rate is likely to be cheaper than it would be for a fixed rate mortgage. You should only opt for this mortgage if you don’t mind the risks involved and can accommodate them.


Darlington is a market town situated 25 miles south of Newcastle Upon Tyne and 16 miles west of Middlesbrough. It was home to many Quaker families in the 19th century, who are responsible for much of the towns progess in the Georgian and Victorian era.

Darlington is famously known for being the birth town of modern railways. As a result, the Darlington Railway Centre and Museum is a key feature of the town.

Darlington's most famous landmark is the clock tower which was built in 1864 as a gift from the industrialist Joseph Pease. The clock tower still stands today and is often open for tours.

DL1 1AB

Property Price Stats for Darlington


Average property price in Darlington £146,702
% Change compared to last year 3%
Population of Darlington 92,363 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Darlington - Recently Completed

  • Haughton Green, Darlington DL1 2DD
  • Victoria Road, Suite M85, Darlington DL1 5SF
  • Crown St, Darlington DL1 1AB
  • Geneva Rd, Darlington DL1 4HG
  • Auckland Rd, Darlington DL3 9EL

Local High Street Banks in Darlington

Mortgage Broker in and around Darlington

Our Darlington mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Low Coniscliffe, Stapleton, Hurworth Moor, Great Burdon, Archdeacon Newton, Beaumont Hill and Burtree Gate.

Which banks are local to you?


  • Handelsbanken - Beaumont House, Beaumont St, Darlington DL1 5RW
  • TSB Bank - Blackwellgate, Darlington DL1 5HW
  • Yorkshire Bank - High Row, Darlington DL3 7QT

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Mortgage Brokers Darlington offering free first consultation (terms apply).

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Darlington Mortgage Broker Insider Tips

The trick is to choose the right solicitor from the outset for your home move in Darlington.

Yes, this may seem obvious, but it's not only the reviews that make a good solicitor. It is also the volume of work they have. If a solicitor is overworked, they will not be able to prioritise effectively, delays may be increased and your case may be overlooked. 

A good solicitor is someone who keeps your best interest in mind at all times and who values high communication levels.

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