Mortgage Broker Kent
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Kent
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Maidstone | £28,829 | £57,658 or £28,829 per salary with a joint purchase |
Dartford | £34,527 | £69,055 or £34,527 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Kent
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Don't apply for credit unless you absolutely need it
While taking up a small amount of credit and paying it back on time is helpful for improving your score if you've not had credit before, as a general rule you should not use credit to pay for something unless you absolutely need to.
Each time you apply for credit, a hard inquiry is made into your creditworthiness and of itself this negatively impacts your credit score. So one way to keep your score higher is to limit these hard inquiries. Besides, if you can afford to pay for something outright, you'll avoid having to pay out extra in the longer term in interest payments.
Remortgage
When you already have a mortgage in place, there are various reasons why you might want to renew your mortgage or change providers. This is called getting a remortgage. You might have come to the end of a fixed interest term period, for example, and be seeking a new fixed interest term rather than going on to your lender's standard variable rate, or you might want to get a lump sum to carry out a loft conversion.
To find out more, click on Remortgages
By getting your signed documents to your solicitor as soon as possible, you can speed up the conveyancing process in Kent.
Exchange cannot happen until all of the relevant documentation has been received by the solicitor, including your signed contract, the transfer deed and the mortgage deed.
Sometimes, only signed originals of documents can be accepted by your solicitor. Therefore, make sure you stay on top of being organised and account for slow postal delivery.
Frequently Asked Questions: Mortgage Brokers Kent
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Kent mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Kent - Recently Completed
- Quarry Road, Tonbridge Wells, Kent, TN1 2EZ
- 13 Bellegrove Road, Welling, Kent, DA16 3PA
- The Cottage, Vicarage Road, Yalding, Kent, ME18 6DR
- 33 St Georges Crescent, Aycliffe, Dover, Kent, CT17 9HW
- 35a Castleton Avenue, Barnehurst, Kent, DA7 6QT
Watch our video to find out how to organise your mortgage and funding for your purchase.
