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Our Mortgage Broker Guide to getting a mortgage in Dorset

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Dorset Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Disassociate from previous partners with poor credit ratings

Being financially associated with someone with a poor credit rating lowers yours in turn. If you've split up, you should ensure that credit agencies know about the split.

You do this by filling out a disassociation form: do this for each of the 3 main credit reference agencies.

Offset Mortgage

With any form of offset mortgage the applicant normally has a linked account which bears interest and this interest is offset against the interest payable on their mortgage loan, making repayments cost less.

The flip side is that interest rates charged on these mortgages may be higher than normal and, of course, the income from interest on the linked account can no longer be used for any other purpose.


Dorset, which is also known by the name Dorsetshire, is a mainly rural county located in the south west of England on the English Channel coast. It has many seaside resorts of which Bournemouth is probably the most famous. The ceremonial county comprises the non-metropolitan county, which is governed by Dorset County Council, and the unitary authority areas of Poole and Bournemouth.

Dorset borders Devon to the west, Somerset to the north-west, Wiltshire to the north-east, and Hampshire to the east. The county town is Dorchester which is in the south. Bournemouth has a much larger population than Dorchester. The Sandbanks area of Bournemouth is extremely affluent and land values there are some of the highest in the UK. Poole Harbour is the largest natural harbour in Britain and was formed during the ice ages.

DT6 6JW

Property Price Stats for Dorset


Average property price in Dorset £292,117
% Change compared to last year 6%
Population of Dorset 759,800 (2014)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Dorset - Recently Completed

  • Main St, Chideock, Dorset, DT6 6JW
  • 41a Jumpers Road, Christchurch, Dorset, BH23 2AR
  • 60a Talbot Road, Bournemouth, Dorset, BH9 2JG
  • 5 Tresillan Way, Walkford, Christchurch, Dorset, BH23 5QP
  • 4 New Road, Shaftesbury, Dorset, SP7 8QH

Local High Street Banks in Dorset

Mortgage Broker in and around Dorset

Our Dorset mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Salisbury, Brockenhurst, Lymington, Warminster, Frome, Barnet and Crewkerne.

Which banks are local to you?


  • Lloyds - 4 Castle St, Christchurch, Dorset BH23 1DU
  • TSB - 5 The Square, Wimborne, Dorset BH21 1JE
  • Barclays - 100 High St, Poole BH15 1BL

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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Dorset

Mortgage Brokers Dorset offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

Dorset Mortgage Broker Insider Tips

Selling? Consider ordering your own local authority search

  • One of the conditions that a lender imposes on a buyer buying a property with a mortgage is that the buyer must purchase a local authority search. Additionally, cash buyers often buy this search for their own peace of mind.

  • The local authority search takes the longest to be returned; anything from 1 week/10 days to 6 weeks and beyond sometimes. 

  • A seller can therefore pre-empt this by buying their own local authority search, which they can then sell onto a prospective buyer.

  • They also benefit by being notified of any planning orders etc.

Click to order your Local Authority Search
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