Mortgage Broker Southampton
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Southampton
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
West End | £15,924 | £31,848 or £15,924 per salary with a joint purchase |
Hamble | £22,070 | £44,140 or £22,070 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Southampton
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Pay off debts with savings
Bridging Finance
- Bridge the finance gap between selling a property and purchasing another;
- Help buy dilapidated properties to 'do up'; and
- Help buy auction properties.
It is normally relatively quick to arrange and is set up on a bespoke basis.
Buying a home? Consider instructing a solicitor before anything else!
When you're looking to buy a home, it's a given that you'll be using a conveyancing solicitor (unless you're willing to risk a vast sum of money without the benefit of legal protection and expertise!).
Because the solicitor has to set up a file for you and you have to fill out forms and prove your ID/source of funds, etc., the sooner you can do this, the more time you can save.
You do not have to have even picked out a property and made an offer at this stage! Ideally, you'll have applied for a mortgage and received a mortgage in principle, so you'll be in a position to look for houses within your budget range.
Matters like booking your mortgage valuation, booking a survey and getting searches can only occur once you've had an offer accepted, however, instructing a solicitor is not dependent on this.
One advantage of this approach is that when it comes to putting in offers to vendors, telling them that you've already instructed your solicitor shows them that you're 'ready to go' and likely to be on the ball regarding the progress of any sale and a faster completion.
Get your FREE Fixed Fee Conveyancing Solicitors Quote
Fixed Fee – No Sale No Fee – On all Major Lender Panels
Frequently Asked Questions: Mortgage Brokers Southampton
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Southampton mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Southampton - Recently Completed
- Forester Road, Soberton Heath, Southampton, Hampshire, SO32 3QG
- 12 Keppel Rise, Centenary Quay, Woolston, Southampton, SO19 9UD
- 65 Gordon Avenue, Southampton, SO14 6WH
- 167a Spring Road, Sholing, Southampton, Hampshire SO19 2NU
- Holly Lodge, Empress Road, Lyndhurst, Hampshire. SO43 7A
Watch our video to find out how to organise your mortgage and funding for your purchase.
