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Our Mortgage Broker Guide to getting a mortgage in Eversley

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Eversley Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Pay off debts with savings

Information about any debt you owe to lenders and institutions can be accessed by other lenders and too much debt held generally lessens your credit score.

It invariably makes sense to pay off debts using your savings; the chances are any returns you make on savings are likely to be smaller than the interest and charges you have to pay for holding debt.

Variable Rate Mortgage

Variable rate mortgages are mortgage loans where the interest rate payable on the loan can go up or down because it moves along with an underlying index, most commonly the Bank of England base rate (although your lender may have the right to change the rate autonomously, without there being any change in the base rate).

Often, the initial interest rate charged on this kind of mortgage can be cheaper than that offered in a fixed rate mortgage, however this is subject to change. One plus of a variable rate mortgage is that you can leave it at any time without charge; in comparison, early repayment charges levied for leaving a fixed interest mortgage are very high.


Eversley is a wealthy village in the Hart district of Hampshire, 2.5 miles from Yateley and 11 miles from Basingstoke. Eversley touches Surrey's borders. It is a place of smaller hamlets, country houses and pubs.

The nearest train station is Crowthorne (Reading to Redhill service for Gatwick Airport, change at Wokingham for London Waterloo) and the nearest motorway is the M3.

RG27 0NB

Property Price Stats for Eversley


Average property price in Eversley £517,469
% Change compared to last year 3%
Population of Eversley No data


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Eversley - Recently Completed

  • Causeway Cottages, Hartley Wintney, Hampshire, RG27 8PR
  • Old Manor House North, Hunts Common, Hartley Wintney, Hampshire RG27 8AA
  • White Lodge, London Rd, Hartley Wintney, Hampshire, RG27 8RN
  • Brackley Ways, Brackley Avenue, Hartley Wintney, Hook, Hants, RG27 8QU
  • 43 Kingsley Road, Eversley, Hampshire, RG27 0NA

Local High Street Banks in Eversley

Mortgage Broker in and around Eversley

Our Eversley mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Finchampstead, Hartley Wintney, Sandhurst, Yateley, Farley Hill, Yiewsley and Hartfordbridge.

Which banks are local to you?


  • Lloyds Bank Plc - Forge Court, Reading Rd, Yateley GU46 7RX
  • Natwest Bank Plc - 39 Yorktown Rd, Sandhurst GU47 9DS
  • HSBC Bank Plc - 221 Fleet Rd, Fleet GU51 3BW

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Eversley Mortgage Broker Insider Tips

Instruct a solicitor even before your offer has been accepted.

If you instruct a solicitor at the earliest possible time, once your offer on a Eversley property is accepted, you will be ready to get things underway and the seller will see how intent you are on purchasing their property. 

By being organised you are indicating to the seller that you should be able to complete in good time and the process will be as smooth as possible, thereby potentially increasing your chance of success.

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