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Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.

We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4.25% on the 8th August 2025.
Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Shamley Green | £65,280 | £130,561 or £65,280 per salary with a joint purchase |
Merrow | £57,015 | £114,031 or £57,015 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Guildford
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer

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Cashback Mortgage
If you're buying, getting a structural assessment (Building Survey) of your property in Guildford from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller.
All too often, buyers choose not to get a Building Survey, thinking that their Mortgage Valuation will cover them for this. Sadly, the mortgage valuation doesn't highlight structural defects or risks.
Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.
The best advice for fast conveyancing in Guildford is to book your Building Survey at the same time as you instruct your conveyancing solicitor.
Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report takes 3 to 5 days after that, so the sooner you book, the quicker you'll know if there are any defects with your property - plus you'll be set for a fast conveyancing completion!
Get your FREE RICS Building Survey Quote
RICS Surveyors – Local Knowledge – Same Week Availability
Frequently Asked Questions: Mortgage Brokers Guildford
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Guildford mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
You can disengage the services of your Mortgage Broker before making a formal application, and no fee will be levied.
Read our - Terms and Conditions.
SAM Conveyancing is an approved partner of Advies Private Client, and this page is an advertisement for them. SAM Conveyancing does not provide or arrange mortgage advice, but we may receive a commission for any product you take with Advies Private Client after we introduce you to them.
The FCA does not regulate SAM Conveyancing and does not provide any insurance or mortgage products, nor can we provide any advice on different insurance or mortgage products. Please liaise with your chosen Advies Private Client for any insurance advice.
Mortgage Broker Guildford - Recently Completed
- Elmside, Guildford, Surrey GU2 7SH
- Ashenden Road, Guildford, Surrey, GU2 7XD
- Walnut Tree Close, Guildford, Surrey, GU1 4UW
- Waltham Avenue, Guildford, Surrey, GU2 9QF
- Bishops Court, Mount Pleasant, Guildford, Surrey, GU2 4HY
Watch our video to find out how to organise your mortgage and funding for your purchase.