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Our Mortgage Broker Guide to getting a mortgage in Fulham

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Fulham Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Applying for a mortgage? Never take out a payday loan

Some mortgage underwriters automatically reject applications for mortgages from people who have taken up payday loans.

Lenders most often view the use of payday loans as evidence of poor money management. They are also extremely expensive.

Mortgage Types

Mortgages can be broadly divided in the following ways:

  • Repayment or Interest-only
  • Fixed or variable rate
  • Offset
  • Help to Buy
  • 'Helper'

Residential mortgage applicants can only take out repayment mortgages, where monthly payments are divided between paying off the interest on the loan and paying down the capital borrowed. Non-residential mortgage applicants can take out interest-only mortgages, where monthly payments are purely used to pay off the interest on the loan and the capital must be found at the end of the term from other sources.

Mortgage interest rates can either be fixed for set periods or track a rate (essentially the Bank of England base rate). Offset mortgages involve interest which would be paid to the mortgagor on another account being put towards paying off the interest on the mortgage. Help to Buy mortgages are residential mortgages which accompany Government equity loans to enable buyers on the scheme to buy New Build houses.

Helper mortgages describe mortgages which involve an associate of the mortgage doing something which assists a mortgagor to buy a home. The associate has carry out an action such as open a linked account, guarantee the mortgagor's repayments using their own home as security or devote the interest on a savings account to helping pay down the interest which the mortgagor owes.


Fulham is an area of south-west London, 4 miles from the capital's centre and is in Hammersmith and Fulham Borough. It is the home of Chelsea (Stamford Bridge Stadium) and Fulham (Craven Cottage) Football Clubs. It is regarded as a 'prime' area of London, property-wise. It contains the wonderful Bishops Park (Bishop's Avenue) which stretches along the river and has amusements such as a paddling pool and playgrounds for the kids, a bowling green, tennis courts and a cafe.

Fulham Palace is also worth a visit - it is the historic home of the Bishops of London and has attractions such as a gallery, small museum and cafe and has beautiful grounds and gardens. It is also in Bishop's Avenue.

SW6 5HJ

Property Price Stats for Fulham


Average property price in Fulham £1,034,518
% Change compared to last year 0%
Population of Fulham 10,996


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Fulham - Recently Completed

  • Parkview Court, Fulham, London, SW6 3LL
  • Crabtree Lane, Fulham, London SW6 6LP
  • Kimbell Gardens, Fulham, London SW6 6QQ
  • Niton Street, Fulham, London SW6 6NJ
  • Lysia Street, Fulham, London SW6 6NG

Local High Street Banks in Fulham

Mortgage Broker in and around Fulham

Our Fulham mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Putney, Hammersmith, Earls Court, Kensington, Chelsea, Mytchett and Putney.

Which banks are local to you?


  • Metro Bank Plc - Unit 3, Fulham Broadway Retail Centre, Fulham Broadway, London SW6 1BW
  • Barclays Bank Plc - 20 Fulham Broadway, Fulham, London SW6 1AH
  • Lloyds Bank Plc - 417 North End Rd, Fulham, London SW6 1NS

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Fulham offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Fulham Mortgage Broker Insider Tips

Be wary of going on holiday

You should consider avoiding going on holiday until your conveyancing is finished, even if you instruct your solicitor to progress things in your absence.

You may have to take a particular decision, find out some information or carry out some other action resulting from your conveyancing. This may become very complicated if you are abroad. All of this can lead to delays.

At the very least, you should ensure that you've already provided your solicitor with your proof of ID & proof of funds and that they know you are away, when you are coming back and how to contact you.
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