FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Guildford
Mortgage Brokers Guildford offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Guildford
Guildford is the county town of Surrey and was listed 7th in the 2015 hottest locations. Its most famous landmark is its town clock, which was given to Guildford merchants in 1683. It boasts a busy shopping hub with House of Fraser, Debenhams and The Friary Centre available. For those who prefer to live in the surrounding areas, the nearby villages of Merrow, Burpham and East Horsley are very pretty, and with lower property prices than in the centre of Guildford. Also worthy of mention is Loseley Park, which has an Elizabethan house, beautiful grounds and period furnishings - it is a very popular venue to hire for weddings and it has its own chapel.
There are lovely walks to be had in the area, such as around Newlands Corner, Guildford Castle and Stoke Park. Also with the Surrey Hills keen ramblers and regular cyclists can stumble on many different places of interest.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Remove financial links to old partners
You may find that your credit rating is diminished because of the suspect credit history of someone you've shared joint finances with. This might be a business or life partner.
You should write to your credit reference agency and ask for a notice of disassociation.
Cashback Mortgage
A lender gives you money back, normally a percentage of the loan, when you take out this type of mortgage, the idea being that you benefit from a lump sum which is helpful when you're moving home.
In many ways, this type of mortgage is purely a marketing incentive: before taking this type of mortgage out, you should carefully check the interest rate you will be charged and if you'll have to pay any additional fees to see if you're actually benefiting enough from the incentive.
GU2 4BB
Property Price Stats for Guildford
| Average property price in Guildford | £473,236 |
| % Change compared to last year | 11% |
| Population of Guildford | 137,200 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Guildford
- Elmside, Guildford, Surrey GU2 7SH
- Ashenden Road, Guildford, Surrey, GU2 7XD
- Walnut Tree Close, Guildford, Surrey, GU1 4UW
- Waltham Avenue, Guildford, Surrey, GU2 9QF
- Bishops Court, Mount Pleasant, Guildford, Surrey, GU2 4HY
Local High Street Banks in Guildford
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Woking, Godalming, Mayford, Ash, Aldershot, Brookwood and Normandy.
- Barclays Bank Plc - 31 Market Place, Wokingham RG40 1AR
- Lloyds Bank Plc - 3, 20 Market Pl, Wokingham RG40 1AP
- Natwest Bank Plc - 5 Broad St, Wokingham RG40 1AX
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Communicate using the fastest and most efficient methods.
This way unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Guildford but couldn't go ahead as some documents were still outstanding in the post.
Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.
If you are using the post, always use the most rapid options and make sure it is recorded or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.
Click to get your FREE Fixed Fee Conveyancing Solicitors Quote*
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.