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Our Mortgage Broker Guide to getting a mortgage in Hampshire

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Hampshire Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Struggling to make repayments? Ask the lender if you can reduce the amount

If you are 'treading water' and struggling to make all your repayments, you may want to contact your creditors to arrange – even if temporarily – to reduce the repayment amount(s).

Your credit score is much less likely to be harmed if you continue to make reduced payments rather than defaulting on any.

Self-employed mortgage

Getting a conventional mortgage can be a huge challenge for those self-employed because of difficulties in establishing adequate proof to a lender that their business is sound and trading well and that future prospects will bring in enough to make the necessary monthly mortgage repayments.

Self-employed mortgages are specifically aimed at this group and normally require applicants to provide at least 2 years' worth of company accounts, SA302s or tax returns and possibly evidence of future work lined up. Click to find out more about Self-Employed Mortgages


Hampshire is a county on the southern coast of England and its county town is Winchester. It is bordered by Dorset, Surrey, Berkshire, West Sussex and Wiltshire. It has many seaside resorts and two national parks (the New Forest and the South Downs) and it has a long association with maritime activity, particularly connected with the cities of Southampton and Portsmouth.

It has a zoo and safari park near Winchester, called Marwell Wildlife, which has more than 1,200 animals in it, of 235 different species. Spinnaker Tower is an iconic view; it is located in Porstmouth Harbour.

SO14 7LE

Property Price Stats for Hampshire


Average property price in Hampshire £289,543
% Change compared to last year 6%
Population of Hampshire 1,320,000 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Hampshire - Recently Completed

  • Hunts Common, Hartley Wintney, Hampshire RG27 8AA
  • Mandalay, Forester Road, Soberton Heath, Southampton, Hampshire, SO32 3QG
  • 364 Catherington Lane, Catherington, Waterlooville, PO8 0TU
  • 34 Old Dairy Close, Fleet, Hampshire, GU51 3SJ
  • 4 Award Rd, Church Crookham, Fleet, Hampshire, GU52 6HE

Local High Street Banks in Hampshire

Mortgage Broker in and around Hampshire

Our Hampshire mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Southampton, Portsmouth, Winchester, Basingstoke, Gosport, Swiss Cottage and Aldershot.

Which banks are local to you?


  • Lloyds - 92 - 94 Above Bar St, Southampton SO14 7DT
  • Barclays - 107 Commercial Rd, Portsmouth PO1 1BT
  • Natwest - 3 London Rd, Basingstoke RG21 7NS

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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Hampshire offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Hampshire Mortgage Broker Insider Tips

Getting financial help towards your deposit from a family member?

To save yourself delays in the conveyancing process further down the line:

1 The family member must decide whether it's a gift or a loan.
2 If it's a gift, you must ensure that the person gifting fills out a gifted deposit letter with the correct information.

The correct information must be set down and the letter must be signed by witnesses. The giver will also have to provide ID and proof of funds. If the giver isn't a family member, you must tell your mortgage lender as this can sometimes cause issues.

For further information about these matters, including a useful template, please click on Gifted Deposit Letter

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