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All our panel mortgage brokers are registered with and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.


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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Hertford

Mortgage Brokers Hertford offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Hertford


Hertford is the county town of Hertfordshire County and is around 20 miles north of Central London. Landmarks include Hertford Castle, the Corn Exchange, a leading entertainment venue, and the Prince Albert Cottage.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Check your main 3 credit scores

There are currently 3 main credit reference agencies, namely Equifax, Experian and Callcredit. Each one can hold slightly different information about you and has a different algorithm for calculating your credit score.

By checking the files of all 3 companies, you can ensure you eradicate any mistakes and best inform yourself of the likelihood that your application for a loan, for example a mortgage, will be accepted.
Top Mortgage Lenders 

Repayment Mortgage

If you are a residential home buyer buying with a mortgage, you will be taking out this kind of mortgage (interest-only mortgages can only be accessed by commercial buyers).

With a repayment mortgage, over the mortgage term – most often 25 years – you make monthly payments with part going towards paying off the interest on the loan and part going towards paying off the capital. As the term progresses and you pay more of the capital off, the interest element becomes smaller so more of your payment goes towards paying down the capital.

If you make all your monthly payments, you will have paid off the mortgage entirely by the end of the term and will then hold the full equity of your property yourself.
SG14 1DW

Property Price Stats for Hertford


Average property price in Hertford £352,873
% Change compared to last year 7%
Population of Hertford 25,909 (‎2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Hertford

  • 35 Maidenhead St, Hertford SG14 1DW
  • 24 Fleming Cres, Hertford SG14 2DJ
  • 12 Fleming Cres, Hertford SG14 2DJ
  • 16 Brickendon Ln, Hertford SG13 8HY
  • 121 High St, Watton at Stone, Hertford SG14 3SB

Local High Street Banks in Hertford

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Hertford Heath, Bayfordbury, Hertingfordbury, Broadoak End, Waterford, Walkern and Ware.


  • Barclays - 12 Market St, Hertford SG14 1BD
  • Lloyds - 1 Bircherley St, Hertford SG14 1BU
  • HSBC - 36 Fore St, Hertford SG14 1BS

Book a Free Mortgage Broker Consultation
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Mortgage Broker Tips for the Conveyancing Process

Choose conveyancing solicitors who balance their work well

Conveyancing solicitors look after the needs of many clients and if they take on too many clients, they will be unable to give adequate service to all of them particularly in matters of communication and it's more likely that mistakes will be made.

SAM Conveyancing carefully balance the workloads of the solicitors we use to ensure that you receive the optimum level of client care when you move home. We also only employ Conveyancing Quality Scheme (CQS) solicitors, so you can relax secure in this knowledge when you choose us.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels