Proud of our Reviews
SAM Conveyancing Reviews
calc.png

Use our
Mortgage Calculator

SAM Conveyancing in the news

Our Mortgage Broker Guide to getting a mortgage in High Wycombe

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker High Wycombe Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Check your scores with all 3 credit reference agencies

The 3 companies – CallCredit, Experian and Equifax – all use different methods to derive your score: you should therefore check all 3 to find out what points they've given you because you don't know which agencies a lender will check with.

<>/div>
The additional benefit is that credit reference agencies occasionally do make mistakes, for example keeping an address on file which has become obsolete. You should always work quickly to make mistakes as you may end up being unfairly penalised and this can spiral, with resolution becoming a complicated matter!

Standard Variable Rate Mortgage

A standard variable rate mortgage is one where the interest you pay on your mortgage loan to your lender is normally a few percentage points above the Bank of England base rate. The rate can vary, not only along with movements in the base rate but also because the lender decides to vary it.

If you have a standard variable rate mortgage, you'll have to ensure that you can make your repayments even if the rate changes against your favour and thus there Is an inherent uncertainty about this. You can, however, leave this kind of mortgage at any time without penalty and opt to take on, for example, a fixed rate mortgage or a discount mortgage.


High Wycombe is in Buckinghamshire and is a large town 29 miles west north-west of Central London. It is an industrial and market town with plenty of residential housing and open spaces surrounding it.

You can visit the legendary Hellfire Caves (in Church Lane, West Wycombe), a network of man-made chalk and flint caverns which extend 500m underground, dug by hand in the 1700s and once a haunt of the Hellfire Club. Other attractions in the area include Hughendon Manor, the stately home of Benjamin Disraeli, and Wycombe Museum, a wonderful collection mainly concerned with local history.

HP13 6RZ

Property Price Stats for High Wycombe


Average property price in High Wycombe £290,191
% Change compared to last year 9%
Population of High Wycombe 120,256 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker High Wycombe - Recently Completed

  • Amersham Road, High Wycombe, Buckinghamshire, HP13 5AE
  • 16 Freemantle Road, High Wycombe, Buckinghamshire. HP13 7PQ
  • 34 Brimmers Hill, Widmer End, High Wycombe, Buckinghamshire, HP15 6NP
  • 27 Colborne Road, High Wycombe, Buckinghamshire, HP13 6XZ
  • 7 Allen Drive, Walters Ash, High Wycombe, Buckinghamshire, HP14 4SS

Local High Street Banks in High Wycombe

Mortgage Broker in and around High Wycombe

Our High Wycombe mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Beaconsfield, Marlow, Hazlemere, West Wycombe, Flackwell Heath, Highams Park and Handy Cross.

Which banks are local to you?


  • Metro Bank Plc - 81/113, Eden Shopping Centre, 2 Eden Walk, High Wycombe HP11 2AW
  • Lloyds Bank Plc - 27-31 White Hart St, High Wycombe HP11 2HL
  • Halifax Bank Plc - 35 High St, High Wycombe HP11 2AG

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers

Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for High Wycombe

Mortgage Brokers High Wycombe offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Book a Free Mortgage Broker Consultation

High Wycombe Mortgage Broker Insider Tips

Agree a date you want to compete by as soon as your offer is accepted

Even though you may not actually end up moving on the date you agree at this point, it is likely to focus any chain on a timeframe for exchange of contracts and completion, which is likely to save considerable time overall.

Ask your solicitor to inform all other parties of your preferred timeline.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.