FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for High Wycombe
Mortgage Brokers High Wycombe offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in High Wycombe
High Wycombe is in Buckinghamshire and is a large town 29 miles west north-west of Central London. It is an industrial and market town with plenty of residential housing and open spaces surrounding it.
You can visit the legendary Hellfire Caves (in Church Lane, West Wycombe), a network of man-made chalk and flint caverns which extend 500m underground, dug by hand in the 1700s and once a haunt of the Hellfire Club. Other attractions in the area include Hughendon Manor, the stately home of Benjamin Disraeli, and Wycombe Museum, a wonderful collection mainly concerned with local history.
You can visit the legendary Hellfire Caves (in Church Lane, West Wycombe), a network of man-made chalk and flint caverns which extend 500m underground, dug by hand in the 1700s and once a haunt of the Hellfire Club. Other attractions in the area include Hughendon Manor, the stately home of Benjamin Disraeli, and Wycombe Museum, a wonderful collection mainly concerned with local history.
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Check your scores with all 3 credit reference agencies
The 3 companies – CallCredit, Experian and Equifax – all use different methods to derive your score: you should therefore check all 3 to find out what points they've given you because you don't know which agencies a lender will check with.
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The additional benefit is that credit reference agencies occasionally do make mistakes, for example keeping an address on file which has become obsolete. You should always work quickly to make mistakes as you may end up being unfairly penalised and this can spiral, with resolution becoming a complicated matter!
Standard Variable Rate Mortgage
A standard variable rate mortgage is one where the interest you pay on your mortgage loan to your lender is normally a few percentage points above the Bank of England base rate. The rate can vary, not only along with movements in the base rate but also because the lender decides to vary it.
If you have a standard variable rate mortgage, you'll have to ensure that you can make your repayments even if the rate changes against your favour and thus there Is an inherent uncertainty about this. You can, however, leave this kind of mortgage at any time without penalty and opt to take on, for example, a fixed rate mortgage or a discount mortgage.
HP13 6RZ
Property Price Stats for High Wycombe
| Average property price in High Wycombe | £290,191 |
| % Change compared to last year | 9% |
| Population of High Wycombe | 120,256 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN High Wycombe
- 147 Amersham Road, High Wycombe, Buckinghamshire, HP13 5AE
- 16 Freemantle Road, High Wycombe, Buckinghamshire. HP13 7PQ
- 34 Brimmers Hill, Widmer End, High Wycombe, Buckinghamshire, HP15 6NP
- 27 Colborne Road, High Wycombe, Buckinghamshire, HP13 6XZ
- 7 Allen Drive, Walters Ash, High Wycombe, Buckinghamshire, HP14 4SS
Local High Street Banks in High Wycombe
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Beaconsfield, Marlow, Hazlemere, West Wycombe, Flackwell Heath, Highams Park and Handy Cross.
- Metro Bank Plc - 81/113, Eden Shopping Centre, 2 Eden Walk, High Wycombe HP11 2AW
- Lloyds Bank Plc - 27-31 White Hart St, High Wycombe HP11 2HL
- Halifax Bank Plc - 35 High St, High Wycombe HP11 2AG
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Let your mortgage lender know if you are needing to work to a deadline.
- If you are using a mortgage to purchase your home in High Wycombe and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
- Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can.
- This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation.
- Please note the mortgage valuation and a building survey are two different things.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.