Our Mortgage Broker Guide to getting a mortgage in Hounslow
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Don't make multiple applications for creditIf you apply for lots of credit then every company you apply to will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account. Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score. |
Help to Buy MortgageHelp to Buy mortgages refer to the mortgage you take out which enables you to purchase a Help to Buy New Build home, where the Government lends you up to 20% (up to 40% in Greater London) equity loan to help you to buy a property more easily. Given that you have to produce a deposit at least 5% of the purchase price yourself, Help to Buy mortgages normally cover up to 75% maximum (55% for London Help to Buy scheme) of the purchase price. Click on Help to Buy Mortgages to find out more |
Hounslow is the principal town in London's Harrow Borough, located 11 miles west south-west of London's centre. It has many amenities including the Treaty Shopping Centre, a large shopping area, and is just four miles from Heathrow Airport, a major employer in the area. Hounslow Heath is a local nature reserve and places to visit include Bedfont Lakes Country Park, in Clockhouse Lane, which hosts a plethora of outdoor activities and Hounslow Urban Farm, found on Faggs Road, which is great for younger children. New London College can be found on the Staines Road which specialises in IT.
TW3 1BL
Property Price Stats for Hounslow
| Average property price in Hounslow | £340,694 |
| % Change compared to last year | 13% |
| Population of Hounslow | 253,957 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Hounslow - Recently Completed
- Dewhurst Court, Inverness Road, Hounslow, Middlesex, TW3 3LJ
- Bulstrode Road, Hounslow, Middlesex, TW3 3AL
- Connaught Avenue, Hounslow, Middlesex, TW4 5BN
- Ellerdine Road, Hounslow, Middlesex, TW3 2PN
- Dalebury Place, Hounslow, Middlesex, TW5 0DA
Local High Street Banks in Hounslow
Mortgage Broker in and around Hounslow
Our Hounslow mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Isleworth, Feltham, Osterley, Brentford, Hatton Cross, Twickenham and Whitton.
Which banks are local to you?
- Nationwide Building Society - 156 The Centre, Feltham TW13 4BS
- Lloyds Bank Plc - 40, The Centre, High St, Feltham TW13 4AX
- Halifax Bank Plc - 30a High St, Feltham TW13 4AU
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Hounslow
Mortgage Brokers Hounslow offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Hounslow Mortgage Broker Insider Tips
Consider booking your searches as soon as you have an offer accepted
If you're buying a property with a mortgage, your lender will normally expect you to book four standard property searches (local authority, environmental, chancel indemnity and drainage) and you are advised to get searches anyway so you have as much information on your property as possible.
Although you could choose to delay getting your searches to space out your conveyancing-related payments, you are more likely to save time on your conveyancing if you do not.
Your solicitor needs the information detailed in the searches as part of their extensive checks on the property you're looking to buy. As soon as they have this, the quicker they can carry these out and the sooner you'll be able to exchange contracts with the vendor, all going well.
Should you or the vendor choose to pull out of the sale for any reason, the searches can be sold on to any other prospective buyer of the property in question.
Click to find out more about property searches
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.