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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Ipswich offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

How to get a mortgage - or remortgage - in Ipswich


Ipswich is a large town in Suffolk and its county town. It often features on lists of very desirable places to live in the UK. Landmarks include Christchurch Mansion and Ancient House, St Mary le Tower (a medieval church) and the East Suffolk County Hall, now an arts and events centre.

Ipswich hosts the University of Suffolk and Ipswich Football Club, whose home ground is at Portman Road.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Don't make multiple applications for credit

If you apply for lots of credit then every company you apply to will check your credit file. This could indicate that you are desperate for money and will have an impact on your credit score. Banks and building societies even check your credit score when you open a bank account.

Don’t worry, checking your credit score through Experian, Equifax or CallCredit will not affect your credit score.
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95% mortgages

As a rule, 95% mortgages are those which offer a 95% loan to value ratio (LVR) i.e. a lender grants you a loan of 95% of the purchase price of the house you're looking to buy.

Because the standard deposit is 10%, 95% is clearly a larger LTV than normal and you can expect to pay higher interest rates than normal on your mortgage.

You should bear in mind also that if house prices decline just 6%, you will technically be in negative equity; this is more acceptable if you're intending to stay put for a number of years (you might 'ride out' the price fall until prices rise again) but if you're intending to move again in the shorter term, you face selling your house for a lower price than you bought it for.
IP3 0FE

Property Price Stats for Ipswich


Average property price in Ipswich £189,782
% Change compared to last year 5%
Population of Ipswich 133,384 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Ipswich

  • 86 Siloam Place, Ipswich, IP3 0FE
  • 147 Freehold Road, Ipswich, IP4 5JP
  • 637 Bramford Rd, Ipswich IP1 5BD
  • 73 Cliff Ln, Ipswich IP3 0PQ
  • 189 Brunswick Rd, Ipswich IP4 4DB

Local High Street Banks in Ipswich

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Martlesham, Claydon, Bramford, Copdock, Trimley St Mary, Woodbridge and Hintlesham.


  • Barclays - 1 Princes Street, Ipswich IP1 1PB
  • Ipswich Building Society - 46 Hening Avenue, Ipswich IP3 9QJ
  • TSB - 16 Buttermarket, Ipswich IP1 1BG

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Mortgage Broker Tips for the Conveyancing Process

Get your buildings insurance sorted in time for exchange of contracts!

According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.

You should therefore plan for this in advance and organise your buildings insurance to start on the day you exchange. Click if you wish to get a buildings insurance quote.

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