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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Clear debts first then saveThe more overextended you are with debt, the lower your credit score will generally be. Interest rates paid on savings accounts is invariably less than is charged for debts owed. It therefore makes sense to draw down your savings to clear as much of your debt as you can. In doing so, you will also increase your credit score making any future credit debt you take on cheaper to service. |
Joint Borrower Sole Proprietor MortgageA person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for. There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests. If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages |
Average property price in Keighley | £184,584 |
% Change compared to last year | 6% |
Population of Keighley | 56,348 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Keighley offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.