Mortgage Broker Leeds
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Leeds
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Morley | £32,266 | £64,533 or £32,266 per salary with a joint purchase |
Horsforth | £54,599 | £109,199 or £54,599 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Leeds
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Do not apply for many loans or credit cards at the same time
Credit agencies view this behaviour as a red flag because it makes you look like you are desperate for money.
Your credit score may well be downgraded as a result.
First Time Buyer Mortgage
First time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years.
Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well.
Start your mortgage application before you have found a property in Leeds which you want to put an offer on.
- Mortgage applications can be very drawn out and may not even be successful – you should have the certainty of a mortgage in principle before you buy, ideally.
- A mortgage broker can help you find the right mortgage for your needs from more than 3,000 products on the market if they have access to the whole of the market (SAM Conveyancing's independent mortgage brokers all do).
- Your mortgage broker can help you get together all the information you need so your application is processed as speedily as possible.
Frequently Asked Questions: Mortgage Brokers Leeds
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Leeds mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Leeds - Recently Completed
- Holly Park, Huby, Leeds, West Yorks, LS17 0BT
- 2 Thirsk Grove, Leeds, LS10 4UH
- 89 Old Ln, Leeds LS11 7AB
- 40 White Laithe Approach, Leeds LS14 2EH
- 50 Compton Rd, Leeds LS9 6DG
Watch our video to find out how to organise your mortgage and funding for your purchase.
