Mortgage Broker Leicester
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Leicester
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Oadby | £45,303 | £90,607 or £45,303 per salary with a joint purchase |
Rothley | £58,158 | £116,316 or £58,158 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Leicester
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
Check your credit file after receiving any rejection for a credit application
If you don't find out why you've been rejected by checking your credit file and make further applications, each application worsens your credit score in turn.
If you discover an error, you might be able to get successive searches wiped but you'll have to negotiate with the relevant agency and lenders and success isn't guaranteed.
Tracker Mortgage
Tracker mortgages are in the wider class of variable rate mortgages and normally, the rate is a few percentage points above the prevailing Bank of England base rate. There is often a fixed term during which the arrangement operates, which is something in common with fixed rate mortgages.
The fixed term carries with it an early repayment charge if you choose to leave before it is ended. The interest charged at the outset is normally cheaper than for a fixed rate mortgage, however you are taking the risk that the rate might rise sharply, increasing the cost of your repayments in the same way. They therefore might not be attuned to buyers who have limited finances who cannot accommodate a sudden rate rise.
When a tracker mortgage has a lifetime – or length of the mortgage – term, there won't be an early repayment charge for leaving, but the risk of rates rising and making repayments very expensive remains.
Communicate using the fastest and most efficient methods.
This way, unnecessary delays are avoided. It would be awful if you were ready to exchange on your property in Leicester but couldn't go ahead as some documents were still outstanding in the post.
Modern society allows us to contact each other with the touch of a button, be it via email or telephone. If you have a question, it is often quicker to call. If you need to send some documents, an email with scanned attachments can be faster than the post.
If you are using the post, always use the most rapid options and make sure it is recorded, or you could risk losing important, essential documents. The nominal extra cost is utterly worth it. It's important to note that a lost or even delayed document can set you back 2-3 weeks, and time is precious in a home move.
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Frequently Asked Questions: Mortgage Brokers Leicester
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Leicester mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Leicester - Recently Completed
- Ashleigh Gardens, Ashleigh Road, Leicester, LE3 0FJ
- 57 Bridgewater Drive, Great Glen, Leicestershire, LE8 9DX
- 14 Nurses Lane, Wymondham, Melton Mowbray, Leicestershire, LE14 2AS
- 328 Knighton Lane East, Knighton, Leicester, LE2 6FS
- 44 Loughborough Road, Hathern, Leicestershire, LE12 5JA
Watch our video to find out how to organise your mortgage and funding for your purchase.
