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Your home may be repossessed if you do not keep up repayments on your mortgage.

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You'll have access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Our mortgage consultants can access exclusive mortgage lending rates which are not available to you when applying direct (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Letchworth


Letchworth is a town in Hertfordshire and was one of the world's first new towns and first garden city. It is home to one of the UK's largest colonies of black squirrels. Attractions include Letchworth Arts Centre, the First Garden City Heritage Museum and the Broadway Cinema.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip 

Keep your personal debt to a minimum

Stating the obvious maybe and far easier to say than to do but you will do far more for yourself than improve your credit score if you do this.

Credit cards certainly have their uses but can easily be overused. You should ensure that you are paying as little as you can for their use by keeping their balances down, ensuring you make the correct repayments and by sensibly shifting balances to cards which carry less interest (while not maxing out any particular card). Additionally you should pay off debts before you save money as a general rule.
Top Mortgage Lenders 

Discount Mortgage

Discount mortgages are a subsection within variable rate mortgages with the discount being applied to the lender's standard variable rate (SVR), which is itself linked to the Bank of England's base rate, although the lender can chose to alter its SVR autonomously.

You benefit from the discount although you are taking a risk that the rate won't suddenly increase, leaving you with increased repayments regardless of your discount. You should also be aware that the discount normally operates for a fixed period of time. Once this period has elapsed, you are placed onto the lender's SVR although you can change mortgages and/or mortgage providers at any point. During the time of the fix, however, there are likely to be large repayment charges levied if you opt to leave early.
SG6 1FL

Property Price Stats for Letchworth


Average property price in Letchworth £306,882
% Change compared to last year 7%
Population of Letchworth 33,249 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Letchworth

  • 37 Principal Court, Letchworth, SG6 1FL
  • 1 Boardwater Dale, Letchworth Garden City, SG6 3HQ
  • 44 Lindsell Avenue, Letchworth, SG6 4SQ
  • Doctors Cottage, Vintage Court, Hitchin Street, Baldock, SG7 6AR
  • 19 Mercia Road, Baldock, Hertfordshire. SG7 6RZ

Local High Street Banks in Letchworth

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Baldock, Hitchin, Ickleford, Henlow Camp, Arlesey, Graveley and Great Wymondley.


  • Lloyds - 4 Station Rd, Letchworth Garden City SG6 3BH
  • Barclays - Station Pl, Letchworth Garden City SG6 3RZ
  • HSBC - Station Rd, Letchworth Garden City SG6 3AJ

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Mortgage Broker Tips for the Conveyancing Process

If you're buying, getting a structural assessment (Building Survey) of your property in Letchworth from a RICS Surveyor is key and can save you £1,000s by highlighting defects that can be shared or negotiated with the seller. 

All too often buyers choose to not get a Building Survey thinking that their Mortgage Valuation will cover them for this. Sadly the mortgage valuation doesn't highlight structural defects or risks.

Once you realise this and then choose to get a Building Survey you may find that you are pushed to get this done in time for exchange of contracts because you have waited so long. This is especially annoying as your conveyancing solicitor needs some of the information from the survey to complete your legal work.

The best advice for fast conveyancing in Letchworth is to book your Building Survey at the same time as you instruct your conveyancing solicitor

Surveyors are in high demand at the moment and bookings can often take 7 to 10 days and then the report 3 to 5 days after that so the sooner you book, the quicker you'll know if there are any defects with you property - plus you'll be set for a fast conveyancing completion!

Click to get your FREE RICS Building Survey Quote*
*RICS Surveyors – Local Knowledge – Same Week Availability