Mortgage Broker Luton
Mortgage Broker Luton
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Luton
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Struggling to make repayments? Ask the lender if you can reduce the amountIf you are 'treading water' and struggling to make all your repayments, you may want to contact your creditors to arrange – even if temporarily – to reduce the repayment amount(s). Your credit score is much less likely to be harmed if you continue to make reduced payments rather than defaulting on any. |
Self-employed mortgageGetting a conventional mortgage can be a huge challenge for those self-employed because of difficulties in establishing adequate proof to a lender that their business is sound and trading well and that future prospects will bring in enough to make the necessary monthly mortgage repayments. Self-employed mortgages are specifically aimed at this group and normally require applicants to provide at least 2 years' worth of company accounts, SA302s or tax returns and possibly evidence of future work lined up. Click to find out more about Self-Employed Mortgages |
Luton is a large town in Bedfordshire and, along with nearby Dunstable and Houghton Regis, it forms the Luton/Dunstable urban area. Luton is 20 miles east of Aylesbury, 30 miles north-northwest of London, 22 miles from Milton Keynes and 14 miles west of Stevenage.
Luton has a thriving town centre (it hosts the largest one-day carnival in Europe). Attractions include nearby Whipsnade Zoo and safari park in Dunstable, which offers great family entertainment, and Dunstable Downs, with their great vistas of the Chiltern Hills.
Luton has a thriving town centre (it hosts the largest one-day carnival in Europe). Attractions include nearby Whipsnade Zoo and safari park in Dunstable, which offers great family entertainment, and Dunstable Downs, with their great vistas of the Chiltern Hills.
LU1 4EE
Property Price Stats for Luton
| Average property price in Luton | £217,675 |
| % Change compared to last year | 17% |
| Population of Luton | 240,000 |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Luton - Recently Completed
- Celandine Drive, Luton, Bedfordshire, LU3 4AH
- 10 Dexter Close, Luton, Bedfordshire, LU3 4DX
- 47 Brompton Avenue, Luton, Bedfordshire, LU3 3QS
- 19 Ley Hill Drive, Luton, Bedfordshire, LU1 5QA
- 1a Ashwell Avenue, Luton, Bedfordshire, LU3 3AY
Local High Street Banks in Luton
Mortgage Broker in and around Luton
Our Luton mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Dunstable, Stevenage, Harpenden, Hemel Hempstead, Sundon, Taplow and Offley.
Which banks are local to you?
- Lloyds Bank Plc - 60 George St, Luton LU1 2BB
- Natwest Bank Plc - 31 George St, Luton LU1 2YN
- Barclays Bank Plc - 170 Dunstable Rd, Luton LU1 1EW
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Luton
Mortgage Brokers Luton offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Luton Mortgage Broker Insider Tips
The trick is to order your property searches as soon as you instruct.
Searches can take some time to get back, namely the searches from the local authority. So you may find yourself all ready to exchange but not able to proceed because you are waiting for your searches to get back.
Being organised and booking your searches early can mean you get the essential information you need back to you and your solicitor as early as possible.
Thereby you can make a fully informed, good decision about whether to proceed with your purchase in Luton or not.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.