FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Middlesex
Mortgage Brokers Middlesex offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
How to get a mortgage - or remortgage - in Middlesex
Although Middlesex is no longer an administrative county, it is still often to be found as a postal direction on mail. It used to cover a very large part of London's area, including, for example, the boroughs of Camden, Hackney, Harrow, Hammersmith and Fulham, Islington, Kensington and Chelsea, Tower Hamlets, Hillingdon and the City of Westminster. The name itself derives, as many counties do, from Anglo Saxon times - it was the Middle Saxon kingdom.
Attractions in this diverse county are extremely diverse; you could visit Twickenham Stadium, the Mecca of the rugby world, for example, then you could climb Harrow Hill to overlook the world famous public school then you could go to Highgate Cemetery to visit the tomb of Karl Marx while contemplating a jaunt on Hampstead Heath...
Attractions in this diverse county are extremely diverse; you could visit Twickenham Stadium, the Mecca of the rugby world, for example, then you could climb Harrow Hill to overlook the world famous public school then you could go to Highgate Cemetery to visit the tomb of Karl Marx while contemplating a jaunt on Hampstead Heath...
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- Approval in principal (AIP)
- Mortgage in principal (MIP)
- Mortgage valuation
- Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
Don't take up more than half of the credit available to you
As a general rule, you should not take up more than half the credit available to you on, say, a credit card because it will negatively impact your credit score.
When you take up more than 50% of the credit offered to you, lenders start to view you as overextended and therefore more likely to default on a debt repayment or to make a payment late in future. They therefore downgrade your credit score accordingly, making any future potential borrowing more expensive or worse, any future applications for credit less likely to be successful.
Help to Buy Mortgage
A Help to Buy mortgage is required to cover the rest of the purchase price of a New Build you're looking to buy within the scheme which involves you having to produce a minimum 5% deposit and for which the Government provides an equity loan (repayable) of up to 20% (up to 40% for London Help to Buy) of the purchase price of the property.
The Help to Buy mortgage you require is therefore likely to be for a maximum loan to value (LTV) of 75% (55% for London Help to Buy) of the purchase price of the property. This is a lower LTV ratio than for standard mortgages, leaving you less exposed.
Click to find out more about Help to Buy Mortgages
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Property Price Stats for Middlesex
| Average property price in Middlesex | £661,959 |
| % Change compared to last year | 0% |
| Population of Middlesex | 2,920,485 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
RECENTLY COMPLETED MOVES IN Middlesex
- 5 Adelphi Crescent, Hayes, Middlesex, UB4 8LY
- 6 Newport Lodge, 5 Village Road, Enfield, Middlesex, EN1 2DN
- 3 Orford Gardens, Twickenham, Middlesex, TW1 4PL
- 51 Western Road, Southall, Middlesex, UB2 5HE
- 59 Ouseley Road, Wraysbury, Middlesex, TW19 5JJ
Local High Street Banks in Middlesex
Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Hounslow, Enfield, Teddington, Uxbridge, Ruislip, Arundel and Greenford.
- Barclays Bank Plc - Civic Centre, High St, Uxbridge UB8 1JX
- Lloyds - 1 Silver St, Enfield EN1 3EE
- Halifax - 1 Silver St, Enfield EN1 3EE
Access to the whole of the mortgage market
Appointments available today
Get a mortgage quote tailored to your own requirements
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Mortgage Broker Tips for the Conveyancing Process
Book your home buyers survey as soon as you have your offer accepted.
Getting a RICS home buyers survey is always recommended because you get an expert opinion on whether a property you want to buy has any defects which may give you grounds to bargain for a lower price with a vendor or even pull out.
Once you have instructed a RICS surveyor, it may take perhaps up to 10 days before they can carry out their inspection and then they may take five working days (or more) to get the report back to you. You should therefore keep delays to a minimum by booking your survey as soon as possible.
*RICS Surveyors – Local Knowledge – Same Week Availability
Copyright 2014-19. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.