Proud of our Customer Reviews
SAM Conveyancing Quote Reviews

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Newbury

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Newbury Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

New to credit and want to increase your score? Get a credit card – and use it wisely

If you haven't had credit before, you won't have a very high credit score. You can help this by taking out a credit card and paying out a small amount on it each month (such as a subscription to Netflix). Ensure you set up a direct debit to repay the full amount each month so you don't get involved with having to repay the money subject to a large APR.

You don't have to ever use the card to take out money – this is very expensive and will actually hurt your credit score – and each time you make a repayment, your credit score will incrementally improve.

Joint Borrower Sole Proprietor Mortgage

A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.

There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests.

If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages


Newbury is a large town to the west of Berkshire County and is perhaps most known for Newbury Racecourse. Other prominent landmarks include Donnington Castle and Highclere Castle. Its well equipped town centre has many 17th century buildings and there are areas of outstanding natural beauty close by.

RG14 7EL

Property Price Stats for Newbury


Average property price in Newbury £314,763
% Change compared to last year 11%
Population of Newbury 32,000 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Newbury - Recently Completed

  • Rupert Rd, Newbury, RG14 7EL
  • 9 St Johns Road, Newbury, RG14 7PY
  • 9 Valley Road, Newbury, West Berkshire RG14 6ET
  • 4 Stanley Road, Newbury, RG14 7PB
  • 78 Gloucester Road, Newbury, RG14 5JN

Local High Street Banks in Newbury

Mortgage Broker in and around Newbury

Our Newbury mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Donnington, Thatcham, Greenham, Speen, Snelsmore Common, New Southgate and Hamstead Marshall.

Which banks are local to you?


  • Nationwide Building Society - 75 Northbrook St, Newbury RG14 1ND
  • Natwest - 30 Market Pl, Newbury RG14 5AG
  • HSBC - 6 Northbrook St, Newbury RG14 1AA

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Newbury

Mortgage Brokers Newbury offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Newbury Mortgage Broker Insider Tips

Buyer? If you have specific enquiries you wish to ask the seller, get these over as quickly as possible through your solicitor.

Many enquiries are easy to answer but others will require the seller to produce specific documentation which they may have to obtain from third parties.

The sooner you get your own enquiries to the seller through your solicitor, the less opportunity there is for delays.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process
FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.