Mortgage Broker Norfolk
Our mortgage brokers are independent of any lender and offer a full spectrum of straight talking, expert financial advice. Perfectly positioned to help you with your mortgage requirements.
for Norfolk
Remote Appointments
Advisors 2022
Why choose Mortgage Brokers with SAM Conveyancing?
Whether you are making a purchase or remortgaging a property, using an impartial mortgage advisor saves you from being pressured by any specific lender, so you can choose the best deal available from the whole market.
We can offer you a free* initial consultation with our independent mortgage brokers at Advies. They search across the whole market to provide the best mortgage rates that match your needs and circumstances, with access to exclusive rates that can beat the high street lenders.
We are delighted to announce that Advies have been recognised by the Financial Times as being one of the FT Adviser UK Top 100 Financial Advisers 2022.
Our mortgage advisors attain the strictest Financial Conduct Authority standards, to ensure honest, competitive and fair services, to you.
Changed from 4% on the
17th December 2025
.Location | 10% Deposit | What would your salary need to be? (estimated based on 4.5 times salary) |
Norwich | £25,184 | £50,369 or £25,184 per salary with a joint purchase |
Dereham | £19,482 | £38,965 or £19,482 per salary with a joint purchase |
The rate of your mortgage will affect your affordability assessment. Use our calculator to see how the current rate will affect your monthly payments.
Our Mortgage Broker Guide to getting a mortgage in Norfolk
The mortgage application process has 4 stages regardless of which mortgage lender you use:
- 1Approval/Decision in Principal (AIP/DIP)
- 2Mortgage in Principal (MIP)
- 3Mortgage Valuation
- 4Mortgage Offer
New to credit and want to increase your score? Get a credit card – and use it wisely
If you haven't had credit before, you won't have a very high credit score. You can help this by taking out a credit card and paying out a small amount on it each month (such as a subscription to Netflix). Ensure you set up a direct debit to repay the full amount each month so you don't get involved with having to repay the money subject to a large APR.
You don't have to ever use the card to take out money – this is very expensive and will actually hurt your credit score – and each time you make a repayment, your credit score will incrementally improve.
Joint Borrower Sole Proprietor Mortgage
A person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for.
There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a Deed of Trust to protect their individual interests.
If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages
Get your buildings insurance sorted in time for exchange of contracts!
According to the law, you are responsible for buildings insurance as a buyer of a property from the point of exchange. You should therefore have this in place to give you security against any disaster which might affect the fabric of your new property.
You should, therefore, plan for this in advance and organise your buildings insurance.
Frequently Asked Questions: Mortgage Brokers Norfolk
The benefit of using a mortgage broker is having one expert doing the research and comparison for you, rather than dealing with multiple lenders who all want to sell you their own products. Our independent Norfolk mortgage brokers have access to better deals than the general public and can negotiate on your behalf.
Mortgage Broker Norfolk - Recently Completed
- Rectory Lane, North Runcton, King's Lynn, Norfolk PE33 0QS
- 4 Lodge Lane, Snettisham, King's Lynn, Norfolk PE31 7QQ
- 37 Ives Road, Norwich, Norfolk NR6 6DU
- 16 Hollow Hill Rd, Ditchingham, Bungay, Norfolk NR35 2QZ
- 12 Wheatfields, Rickinghall, Diss, Norfolk, IP22 1EN
Watch our video to find out how to organise your mortgage and funding for your purchase.
