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Our Mortgage Broker Guide to getting a mortgage in Normandy

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Normandy Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Use payment reminders where possible if they help you

Many lenders offer payment reminders (using e.g. text messages and emails) to tell you when a payment date is approaching. These can help you to coordinate making the correct payments on time.

If the lenders offer an automatic payment facility, this may also be worth using although you should check whether the facility only makes the minimum payment as larger payments are the best way to pay down a debt more quickly!

Tracker Mortgage

Tracker mortgages are variable rate mortgages normally pitched at a few percentage points above the Bank of England base rate. Depending on the product, the tracking may be set for a fixed time period.

You might benefit over a fixed rate mortgage initially in terms of a cheaper interest rate although you would be betting on the rate not rising too much, in which case you would have to fork out more in repayment costs. For this reason, tracker mortgages might suit those with more room to manoeuvre financially and with a higher risk profile.

If there is a fixed tracking period, it is highly likely that if you want to leave before this period has expired that you'll have to pay a substantial early repayment charge.


Normandy is a village in Surrey County within Guildford Borough. It is distinctly rural, with many opportunities for horse riding, cycling and walking.

Around the back of St Mark's Church in the village is The Pirbright Tomb, which is an elaborate Grade II listed marble chest containing the remains of Lord Pirbright (died 1903) and other family members. The nearest urban centres are Ash, Aldershot and Frimley.

GU3 2DA

Property Price Stats for Normandy


Average property price in Normandy £512,468
% Change compared to last year 15%
Population of Normandy 2,981


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Normandy - Recently Completed

  • Willey Green Cottages, Guildford Road, Normandy, Guildford, Surrey, GU3 2AT
  • 26 Orchard Close, Normandy, Surrey, GU3 2EU
  • 2 Willey Green Cottages, Guildford Road, Normandy, Guildford, Surrey, GU3 2AT
  • 41 Boxgrove Lane, Guildford, Surrey, GU1 2TD
  • 21 Old School Close, Ash, Hants, GU12 5EX

Local High Street Banks in Normandy

Mortgage Broker in and around Normandy

Our Normandy mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Guildford, Ash, Tongham, Fairlands, Pirbright, Farnborough and Mytchett.

Which banks are local to you?


  • Barclays Bank Plc - 12A Worplesdon Rd, Guildford GU2 9SH
  • Natwest Bank Plc - 2 Alexandra Rd, Farnborough GU14 6BZ
  • Santander Bank Plc - 103 High St, Aldershot GU11 1BY

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Normandy Mortgage Broker Insider Tips

Instruct a solicitor even before your offer has been accepted.

If you instruct a solicitor at the earliest possible time, once your offer on a Normandy property is accepted, you will be ready to get things underway and the seller will see how intent you are on purchasing their property. 

By being organised you are indicating to the seller that you should be able to complete in good time and the process will be as smooth as possible, thereby potentially increasing your chance of success.

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