Our Mortgage Broker Guide to getting a mortgage in Nuneaton
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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Mortgage Broker Tip 1 | Mortgage Broker Tip 2 |
Consider rolling existing debt on a number of credit cards onto just one credit cardThis is called consolidation and can be successful if you concentrate all your debt onto one card which has a lower interest rate than the others or lesser fees to service.
By consolidating the debt, you make it easier to manage and to pay down. | First time buyer mortgageFirst time buyer mortgages are those which are constructed to appeal particularly to those buying homes for the first time. Some lenders provide incentives such as cashback – a cash lump sum when you've just moved in is perhaps more likely to be attractive to a first time buyer who might have less property etc. than a home mover who has much of the fixtures and fittings to put in place in their new home already bought over the years.
Fixed term mortgages are another example of a device which can be very marketable towards first time buyers. They take these out to have the security of knowing exactly how much they'll need each month to make their repayments. They have to remember to organise a new fixed term when the initial one expires to avoid going on a lender's standard variable rate, but the incentive of saving cash through organising this, perhaps by selecting a new mortgage provider, is arguably likely to appeal as well. |
Nuneaton is in the ceremonial county of Warwickshire and the modern administrative county of the East Midlands – it is Warwickshire's largest town. It nowadays also includes Hartshill, Galley Common and Bulkington. It dates back at least to the Anglo-Saxon era.
Over the years the town has variously been involved with the following industries among others: ribbon weaving, coal mining, brick building and brewing. It suffered heavy bombing during the Second World War.
Landmarks and attractions in and around Nuneaton include; Mount Judd (aka 'The Nuneaton Nipple'), a popular landmark which is a hill made from spoil from the former Judkins Quarry; Roanne Fountain or the Dandelion Fountain, a waterworks feature in the centre of a town centre roundabout; the Abbey Theatre, Nuneaton Museum and Riversley Park. There are also many locations in and around the town which are associated with fictional locations in the works of George Eliot, the highly prominent female novelist from the Victorian era (her real name was Mary Anne Evans).