Mortgage Broker Preston
Mortgage Broker Preston
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Preston
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Cancel out old addresses and accounts from your fileOld addresses – and accounts linked to old addresses – can play havoc with a mortgage application because of problems with ID checks. You should ensure that old accounts are properly closed and that active accounts are linked to your present address. |
Flexible Family MortgageFlexible family mortgages are designed such that family members can provide security for a mortgage for a first time buyer applicant. Typically, a first time buyer might themselves have to provide a deposit of 5% of the selling price of the house they wish to buy and a family member puts a sum equating to 20% of the value of the home into an interest-bearing savings account which stands as security that the first time buyer will make the correct repayments. Another option is the associate putting up a percentage of their own house as security for the loan and another is the associate placing savings into an account where the interest is offset against the first time buyer's mortgage interest, making repayments cheaper. The mortgage offered might involve any of these methods or some combination of all three. As can be gleaned, the risks for the associate depend on the method adopted. They stand, for example, to lose a percentage of their house or the savings in an account set up as security. |
Preston is a city and the administrative centre of Lancashire. There is evidence of settlement there going back to the Roman period. It has been associated with the textiles and wool industries since the 13th century until midway through the 20th Century.
Landmarks and attractions in the area include St Walburge's Church, built in the mid-19th Century, the Harris Museum, the Turbary Woods Owl and Bird of Prey Sanctuary, Avenham and Miller Parks, the British Commercial Vehicle Museum and the Bowland Wild Boar Park.
PR1 8BQ
Property Price Stats for Preston
| Average property price in Preston | £166,512 |
| % Change compared to last year | 0% |
| Population of Preston | 122,719 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Preston - Recently Completed
- Mosley Street, PR1 5PD
- Christ Church Street, PR1 8PH
- Fishwick Parade PR1 4XR
- Studholme Avenue PR1 9PA
- Watling Street Road PR2 6UA
Local High Street Banks in Preston
Mortgage Broker in and around Preston
Our Preston mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Wigan, Southport, Lancaster, Rochdale, Bolton, Blackburn and Blackpool.
Which banks are local to you?
- Barclays Bank plc - 38 Fishergate, Preston PR1 2AD
- HSBC Bank Plc - 49A Fishergate, Preston PR1 8BH
- Yorkshire Bank Plc - 44 Fishergate, Preston PR1 8BH
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Preston
Mortgage Brokers Preston offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Preston Mortgage Broker Insider Tips
Start your mortgage application before you have found a property in Preston which you want to put an offer on..
- Mortgage applications can be very drawn out and may not even be successful – you should have the certainty of a mortgage in principle before you buy, ideally.
- A mortgage broker can help you find the right mortgage for your needs from more than 3,000 products on the market if they have access to the whole of the market (SAM Conveyancing's independent mortgage brokers all do).
- Your mortgage broker can help you get together all the information you need so your application is processed as speedily as possible.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.