Our Mortgage Broker Guide to getting a mortgage in Sevenoaks
The mortgage application process has 4 stages regardless of which mortgage lender you use:
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1
Approval/Decision in Principal (AIP/DIP)
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2
Mortgage in Principal (MIP)
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3
Mortgage Valuation
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4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Never forget the APRsYou should always be aware of the different APRs which accompany the credit cards etc. which you take up, because you need to know how much your borrowing is costing you. Lower APRs mean lower interest payments which means the debt is cheaper to service. Conversely you should repay debt tied to higher APRs first. |
Discounted Variable Rate MortgageThese mortgages are variable rate mortgages and involve a discount from the lender's standard variable rate (SVR). You gain from the discount but because the rate can vary, you risk it rising to a level which you can't sustain in terms of repayments. The discount often lasts for a fixed period during which you can only leave subject to a substantial early repayment charge. |
Sevenoaks is in western Kent, 21 miles south east of London's centre, is a town with rural aspects all round. It is the principal town of the district of the same name, followed by Swanley and Edenbridge.
Ightham Mote in Mote Road is an excellent place to visit - it's a medieval moated manor house owned by the National Trust and is well-run, has fantastic gardens and brilliant guildes to its history. Knole House, set in a 1,000 acre park and one of England's largest houses, is also worth a visit. Children can enjoy a hidden animals house trail there while adults can enjoy the acclaimed collection of paintings.
Ightham Mote in Mote Road is an excellent place to visit - it's a medieval moated manor house owned by the National Trust and is well-run, has fantastic gardens and brilliant guildes to its history. Knole House, set in a 1,000 acre park and one of England's largest houses, is also worth a visit. Children can enjoy a hidden animals house trail there while adults can enjoy the acclaimed collection of paintings.
TN14 5AR
Property Price Stats for Sevenoaks
| Average property price in Sevenoaks | £604,260 |
| % Change compared to last year | 9% |
| Population of Sevenoaks | 18,588 (2001) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Sevenoaks - Recently Completed
- 5 Birch Place, Oak Hill Road, Sevenoaks, Kent, TN13 1AB
- 17 Redwood Place Morewood Close Sevenoaks, Kent, TN13 2BE
- Box Cottage, Badsell Road, Five Oak Green, Kent, TN12 6RB
- 2 Cryals Court, Cryals Road, Matfield, Tonbridge, Kent, TN12 7HP
- Seal Road, Sevenoaks, Kent, TN14 5AR
Local High Street Banks in Sevenoaks
Mortgage Broker in and around Sevenoaks
Our Sevenoaks mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Tunbridge Wells, Tonbridge, Dunton Green, Chipstead, Otford, Sidlow and Chevening.
Which banks are local to you?
- Lloyds Bank Plc - 83 High St, Sevenoaks TN13 1LG
- Barclays Bank Plc - 80 High St, Sevenoaks TN13 1LR
- Nationwide Building Society - 86 High St, Sevenoaks TN13 1LP
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Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Sevenoaks
Mortgage Brokers Sevenoaks offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Sevenoaks Mortgage Broker Insider Tips
Let your mortgage lender know if you are needing to work to a deadline.
- If you are using a mortgage to purchase your home in Sevenoaks and want to get completed quickly, your mortgage lender should be able to advise you on whether or not this is possible. This could influence your mortgage lender and the mortgage product itself.
- Taking a mortgage out can be a protracted process, especially since the Mortgage Market Review introduced greater restrictions, so it is important to get your valuation completed as soon as you can.
- This can be ordered via your bank or mortgage adviser and it can take around 2 weeks to receive the valuation.
- Please note the mortgage valuation and a building survey are two different things.
*Access to whole of the market – 100% Impartial advice – No need for face-to-face meeting
FREE Online Conveyancing Process for Buyers
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SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.