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Our Mortgage Broker Guide to getting a mortgage in Sevenoaks

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Sevenoaks Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Never forget the APRs

You should always be aware of the different APRs which accompany the credit cards etc. which you take up, because you need to know how much your borrowing is costing you.

Lower APRs mean lower interest payments which means the debt is cheaper to service. Conversely you should repay debt tied to higher APRs first.

Discounted Variable Rate Mortgage

These mortgages are variable rate mortgages and involve a discount from the lender's standard variable rate (SVR).

You gain from the discount but because the rate can vary, you risk it rising to a level which you can't sustain in terms of repayments. The discount often lasts for a fixed period during which you can only leave subject to a substantial early repayment charge.


Sevenoaks is in western Kent, 21 miles south east of London's centre, is a town with rural aspects all round. It is the principal town of the district of the same name, followed by Swanley and Edenbridge.

Ightham Mote in Mote Road is an excellent place to visit - it's a medieval moated manor house owned by the National Trust and is well-run, has fantastic gardens and brilliant guildes to its history. Knole House, set in a 1,000 acre park and one of England's largest houses, is also worth a visit. Children can enjoy a hidden animals house trail there while adults can enjoy the acclaimed collection of paintings.

TN14 5AR

Property Price Stats for Sevenoaks


Average property price in Sevenoaks £604,260
% Change compared to last year 9%
Population of Sevenoaks 18,588 (2001)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Sevenoaks - Recently Completed

  • Birch Place, Oak Hill Road, Sevenoaks, Kent, TN13 1AB
  • 17 Redwood Place Morewood Close Sevenoaks, Kent, TN13 2BE
  • Box Cottage, Badsell Road, Five Oak Green, Kent, TN12 6RB
  • 2 Cryals Court, Cryals Road, Matfield, Tonbridge, Kent, TN12 7HP
  • Seal Road, Sevenoaks, Kent, TN14 5AR

Local High Street Banks in Sevenoaks

Mortgage Broker in and around Sevenoaks

Our Sevenoaks mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Tunbridge Wells, Tonbridge, Dunton Green, Chipstead, Otford, Sidlow and Chevening.

Which banks are local to you?


  • Lloyds Bank Plc - 83 High St, Sevenoaks TN13 1LG
  • Barclays Bank Plc - 80 High St, Sevenoaks TN13 1LR
  • Nationwide Building Society - 86 High St, Sevenoaks TN13 1LP

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Information about Mortgages


Watch our video to find out how to organise your mortgage and funding for your purchase.

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Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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FREE mortgage consultations for Sevenoaks

Mortgage Brokers Sevenoaks offering free first consultation (terms apply).

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Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

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Sevenoaks Mortgage Broker Insider Tips

Selling? Deal with any issues which are likely to appear on a survey before you market your property

A cautious buyer is more likely to book a RICS home buyers survey which is likely to show up any potential or actual defects your property may have.

If there are any, these may give a prospective buyer grounds either to bargain with you for a reduction in selling price or even to pull out of buying. At the very least you may end up wasting time as a result.

You should therefore call in a professional to remedy any structural issues you may have such as damp – the cause might often be damaged roofs or window frames or leaking pipes.

Click to book your building defect specialist 
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