Proud of our reviews
google-logo.png

calc.png

Use our
Mortgage Calculator

Our Mortgage Broker Guide to getting a mortgage in Stanmore

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Stanmore Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Use payment reminders where possible if they help you

Many lenders offer payment reminders (using e.g. text messages and emails) to tell you when a payment date is approaching. These can help you to coordinate making the correct payments on time.

If the lenders offer an automatic payment facility, this may also be worth using although you should check whether the facility only makes the minimum payment as larger payments are the best way to pay down a debt more quickly!

Tracker Mortgage

Tracker mortgages are variable rate mortgages normally pitched at a few percentage points above the Bank of England base rate. Depending on the product, the tracking may be set for a fixed time period.

You might benefit over a fixed rate mortgage initially in terms of a cheaper interest rate although you would be betting on the rate not rising too much, in which case you would have to fork out more in repayment costs. For this reason, tracker mortgages might suit those with more room to manoeuvre financially and with a higher risk profile.

If there is a fixed tracking period, it is highly likely that if you want to leave before this period has expired that you'll have to pay a substantial early repayment charge.


Stanmore is an affluent predominantly residential suburb in northwest London, around 11 miles north-west of the capital's centre. Local landmarks include Stanmore Hill, one of the highest points in London, and Stanmore Park. There are many cafes, pubs and independent shops in the locale. Bentley Priory Museum is an excellent local museum in a beautiful historic house which saw time in the Battle of Britain as the headquarters of Fighter Command.

HA7 3PP

Property Price Stats for Stanmore


Average property price in Stanmore £641,480
% Change compared to last year 3%
Population of Stanmore 5,591 (2008)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Stanmore - Recently Completed

  • 99 Drummond Drive, Stanmore, Middx, HA7 3PP
  • 1 Halsbury Close, Stanmore, HA7 3DY
  • 46 Everton Drive, Stanmore , HA7 1ED
  • Plot 42, 12 Colliford Court, 26 Farnsworth Drive, HA8 8FS
  • Flat 24 Flora Court, 25 Fortune Avenue, Edgware, HA8 0FL

Local High Street Banks in Stanmore

Mortgage Broker in and around Stanmore

Our Stanmore mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Elstree, Edgwarebury, Edgware, Canons Park, Belmont, Stotfold and Hatch End.

Which banks are local to you?


  • Barclays - 1 The Broadway, Stanmore HA7 4DB
  • Santander - 17 Church Rd, Stanmore HA7 4BW
  • Halifax - 70 The Broadway, Stanmore HA7 4DU

Book a Free Mortgage Broker Consultation
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Find a Home Mortgage

Whole Market Access

Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

Best Mortgage Advisors

FREE mortgage consultations for Stanmore

Mortgage Brokers Stanmore offering free first consultation (terms apply).

Access Mortgage Providers Quickly

Fast mortgage appointments

With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

Independent Mortgage Broker

Impartial Mortgage Advice

You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.

Stanmore Mortgage Broker Insider Tips

Buying a leasehold property? Request your vendor to get their management information pack when your offer is accepted.

Your solicitor needs to examine the leasehold management information very carefully as it deals with matters like service charges and how well the freehold has been run. 

Very frequently the freeholder or managing agent may take weeks to compile and return the material which may form the basis of enquiries from your solicitor which in turn need to be answered.

Click to find out more about the Management Information Pack

Click to get your FREE Conveyancing Solicitors Quote
*Fixed Fee – No Sale No Fee – On all Major Lender Panels
Conveyancing Process

FREE Online Conveyancing Process for Buyers

Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.