Mortgage Broker Waddon
Mortgage Broker Waddon
Book your Free Mortgage Consultation today
There's no need to wait days to speak to a mortgage lender direct when you can get a FREE mortgage consultation with our Mortgage Advisor today who has access to the whole of the mortgage market and the best mortgage rates.
Our Mortgage Broker Guide to getting a mortgage in Waddon
The mortgage application process has 4 stages regardless of which mortgage lender you use:
-
1
Approval/Decision in Principal (AIP/DIP)
-
2
Mortgage in Principal (MIP)
-
3
Mortgage Valuation
-
4
Mortgage Offer
Read about the full mortgage process here - What is the mortgage process?
|
|
Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Don't just pay the minimum repayment on your credit cardWhile you should always pay at least the minimum monthly repayment on your credit card and on time, it's very worth paying more than this and doing so will boost your credit score. Lenders view paying off more than the monthly required minimum sum as evidence of good financial management and inform credit reference agencies accordingly. |
Capped MortgageCapped mortgages are variable rate mortgages and the cap comes into play if the rate rises and ensures that repayments cannot rise beyond a certain amount. If the rate falls, then repayments become less. If you are thinking of taking up a capped mortgage, you need to be sure that you are able to make payments should the rate rise to and stay at the level of the cap: if the cap is set too high, problems can occur as payments become too expensive to accommodate. Capped mortgages are normally capped for an agreed fixed term and if this is the case you can only leave if you pay a large early repayment charge. Once the fixed term has elapsed, the mortgage is normally converted to one which is variable with the lender's standard variable rate. From this point, there are no penalties for choosing to take up a mortgage of another type. |
Waddon is an area within Croydon Borough, around 9 miles south of London's centre. It boasts a range of properties; from large estates to 19th century (and older) to tower blocks. Attractions include the Wandle Park open space, great for recreation, the well-appointed Aerodrome Hotel and the Waddon Leisure Centre.
CR0 2AZ
Property Price Stats for Waddon
| Average property price in Waddon | £291,651 |
| % Change compared to last year | 11% |
| Population of Waddon | 17,077 (2011) |
The property price data is sourced from ![]()
the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >>
Mortgage Broker Waddon - Recently Completed
- Gary Court, 189 London Road, Croydon, Surrey, CR0 2AZ
- 15 Clarendon Road, Croydon, CR0 3SJ
- 17 Lavington Road, Croydon, CR0 4PQ
- 22 Croydon Road, Beddington, Croydon, CR0 4PA
- 10 Church St, Croydon CR0 1SG
Local High Street Banks in Waddon
Mortgage Broker in and around Waddon
Our Waddon mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Beddington, West Croydon, South Croydon, Wallington, Shirley, Chittering and Purley.
Which banks are local to you?
- HSBC - 139a N End, Croydon CR0 1TN
- TSB - 106 N End, Croydon CR0 1UD
- Natwest - 26, Centrale Shopping Centre, 21 N End, Croydon CR0 1TY
Access to the whole of the mortgage market
Appointments available today
Best first time buyer mortgage brokers
Information about Mortgages
Watch our video to find out how to organise your mortgage and funding for your purchase.
Click to access our online mortgage payment/repayment calculator (UK).
Whole Market Access
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
FREE mortgage consultations for Waddon
Mortgage Brokers Waddon offering free first consultation (terms apply).
Fast mortgage appointments
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
Impartial Mortgage Advice
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.
Waddon Mortgage Broker Insider Tips
Instruct a solicitor even before your offer has been accepted.
If you instruct a solicitor at the earliest possible time, once your offer on a Waddon property is accepted, you will be ready to get things underway and the seller will see how intent you are on purchasing their property.
By being organised you are indicating to the seller that you should be able to complete in good time and the process will be as smooth as possible, thereby potentially increasing your chance of success.
FREE Online Conveyancing Process for Buyers
Includes online checklists, videos, downloads and tips - plus it is completely free to use from start to finish and saves your progress along the way.
Copyright 2014-20. All Rights Reserved.
>
SAM Conveyancing is a trading name of Share a Mortgage Ltd registration No. 08798475. We are an Introducer Approved Representative with the Financial Conduct Authority registration No. 618350. SAM Conveyancing complies with the Solicitors' Code of Conduct 2011 published by the Solicitors Regulation Authority (SRA). Your home may be repossessed if you do not keep up repayments on your mortgage.