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Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.

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Mortgage Brokers Widnes offering free first consultation (terms apply).

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With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages

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How to get a mortgage - or remortgage - in Widnes


Widnes is an industrial town in Cheshire and was historically classed as being in Lancashire – it's on the north bank of the River Mersey. Its development from being a fairly small settlement was marked after John Hutchinson established a chemical factory in Spike Island in the later period of the Industrial Revolution and the town is still associated with chemical manufacture although much of its employment is now given over to the service sector. The industrial jobs created in its Victorian expansion were frequently filled by Polish, Irish and Lithuanian immigrant labour.

Landmarks and attractions include the Grade II listed Silver Jubilee Bridge to Runcorn, opened in 1961, Victoria Promenade at West Bank, Spike Island (now an open recreation area which leads to footpaths along the former towpath of the Sankey Canal and the Catalyst Science Discovery Centre. It is of course also particularly known for its Widnes Viking Rugby League Football Club, which has won numerous pieces of silverware, both nationally and internationally, over the years.

The mortgage application process has 4 stages regardless of which mortgage lender you use:

  • Approval in principal (AIP)
  • Mortgage in principal (MIP)
  • Mortgage valuation
  • Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Tip  

Check all your information is correct on your credit file

Make sure the information about you is correct on your credit file. Typos and old information can have a negative effect on your credit rating.

The three most important this to check are your name, address and old mobile phone contracts. If any of these are incorrect or have information that is no longer relevant (such as old addresses) make sure you change it to achieve the highest score you can.
Top Mortgage Lenders  

Tracker Mortgage

Tracker mortgages are a type of variable rate mortgage and their interest rate tracks another rate, which is normally the Bank of England base rate.

Because the rate these mortgages track can move about, what you repay can go up and down and you should plan for this accordingly.
WA8 6AZ

Property Price Stats for Widnes


Average property price in Widnes £172,857
% Change compared to last year 0%
Population of Widnes 60,211 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

RECENTLY COMPLETED MOVES IN Widnes

  • Dorothea Crescent, WA8 3AH
  • Malahide Court, WA8 9SF
  • Stone Cross Drive, WA8 9DL
  • Brookside Cottage, WA5 4BY
  • Old Liverpool Road, WA5 1BT

Local High Street Banks in Widnes

Find a mortgage lender near you:
Our mortgage broker specialises in the local area and have completed house surveys in Runcorn, Warrington, Hale, Tarbock Green, Liverpool, Huyton and Rainhall.


  • NatWest Plc - 146 Widnes Rd, Widnes WA8 6BB
  • Lloyds Bank Plc - 23-24 Albert Rd, Widnes WA8 6JW
  • Halifax Bank Plc - 36 Albert Rd, Widnes WA8 6JE

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Mortgage Broker Tips for the Conveyancing Process

If a family member or friend is providing you with any of the finance towards your home purchase in Widnes, make sure your solicitor has all the information in good time.

If there is a loan or a gift, your solicitor may need proof of funds, relevant documentation and a proof of ID. If they do not have this, you may find yourself ready to exchange but not able to go ahead. Furthermore, your mortgage lender may not be happy to lend where there is an unregistered interest (i.e. the financial interest of your relative or friend) over the property. 

They will want to know if this is going to be a gift or a second registered charge. As you can see this is prone to getting complicated and can affect whether or not you decide to proceed. If you can get everything underway and sorted out as soon as possible, you will be in a better position to make an informed decision from the outset.

Click to get your FREE Fixed Fee Conveyancing Solicitors Quote* *Fixed Fee – No Sale No Fee – On all Major Lender Panels