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Mortgage Broker Tip 1 |
Mortgage BrokerTip 2 |
Ask for your credit limit to be increased – but don't increase your borrowing!One trick to increase your credit score is to get your credit limit increased but not take on any more borrowing. At a stroke, you look like a better risk because you will be using less of the credit available to you. As a general rule, you should not be taking up more than 50% of the credit available to you on any one credit card; if your borrowings are a higher proportion of the credit available than this, you look more risky as a prospect because you look overextended: for this reason your credit score will be lowered. |
Joint Borrower Sole Proprietor MortgageA person may wish to buy a home but their salary multiples may mean that they can't get a sufficiently large mortgage to do so. One strategy they can use is to make a joint application for a mortgage, involving someone who can get a mortgage, and that other person then does not appear on the legal title. A joint borrower sole proprietor mortgage is the term for the mortgage the pair apply for. There are legal risks involved in this strategy and at the very least, both participants are well advised to draw up a deed of trust to protect their individual interests. If you wish to find out more about this subject, please click on Joint borrower Sole Proprietor Mortgages |
Average property price in Winchester | £468,705 |
% Change compared to last year | 7% |
Population of Winchester | 45,184 (2011) |
Our mortgage broker has access to the whole of the market as our home loan brokers aren't tied to any particular mortgage providers.
Mortgage Brokers Winchester offering free first consultation (terms apply).
With no need for face to face meetings you'll be called on the same day by one of our mortgage specialist brokers to discuss your circumstances and can support complex applications for Help to Buy, Right to Buy and Shared Ownership mortgages
You'll have access to the whole of the market as our mortgage brokers aren't tied to any one mortgage company.