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Our Mortgage Broker Guide to getting a mortgage in Wisbech

The mortgage application process has 4 stages regardless of which mortgage lender you use:

    1
    Approval/Decision in Principal (AIP/DIP)
    2
    Mortgage in Principal (MIP)
    3
    Mortgage Valuation
    4
    Mortgage Offer

Read about the full mortgage process here - What is the mortgage process?

Mortgage Broker Wisbech Tip 1
Top Mortgage Lenders

Mortgage Broker Tip 1

Mortgage BrokerTip 2

Missed payments/late payments? Start and continue making them on time

If you make a late payment and continue to do so, your credit score will decrease. If you begin to make them on time, your credit score will increase – simple!

Any previous credit problems become less important if you are paying your current repayments on time.

Fixed Rate Mortgage

This type of mortgage loan involves repayments being fixed at a certain agreed interest rate for a set term with no adjustments. Their advantage is that a mortgagor knows exactly what has to be repaid each month for a set period and will be unaffected by for example sudden changes in the Bank of England base rate (which may or may not be to the advantage of the mortgagor).

Typically, the fixed period is 2 years, 3 years, 5 years or 10 years. When the fixed term has expired, these mortgages normally change to variable rate mortgages, where the repayments can float (go up or down) because the rate moves when an underlying index – most normally the Bank of England base rate – moves. When the fixed term ends, the mortgagor can opt renew a fixed rate contract.


Wisbech is a market town in the fenland area of Cambridgeshire and has the tidal River Nene running through its centre. It is in an area of very fertile soils.

The town's Anglican Parish Church of St Peter and St Paul has parts which date back to the 12th Century. Its independent Wisbech Grammar School was founded in 1379 which makes it among the oldest schools in the UK. Its Wisbech & Fenland Museum contains extensive collections of local records and among notable artifacts you can view there are Napoleon's Sevres breakfast service, supposedly captured at the Battle of Waterloo and original manuscript of Charles Dickens' Great Expectations.

PE13 2LE

Property Price Stats for Wisbech


Average property price in Wisbech £166,740
% Change compared to last year 0%
Population of Wisbech 31,573 (2011)


The property price data is sourced from the Land Registry's UK House Price Index and you can view up to date property prices by clicking - Land Registry House Price Index >> Land-Registry

Mortgage Broker Wisbech - Recently Completed

  • York Row, Wisbech, Cambridgeshire PE13 1EA
  • Herneside, Welney, Wisbech PE14 9SB
  • Small Lode, Upwell, Wisbech PE14 9BL
  • Seventh Avenue, Wisbech PE13 2BN
  • Church Road, Walpole St. Peter, Wisbech, Cambridgeshire PE14 7NS

Local High Street Banks in Wisbech

Mortgage Broker in and around Wisbech

Our Wisbech mortgage broker can help you with your mortgage app;lication locally or in any of the surrounding areas including Guyhirn, Outwell, Walpole Highway, Tydd St Giles, Sutton St Edmund, Throckenholt and Friday Bridge.

Which banks are local to you?


  • NatWest - 1 Market St, Wisbech PE13 1DT
  • Barclays Bank - 12 Old Market, Wisbech PE13 1NN
  • Lloyds Bank - 3 N Brink, Cambridgeshire, Wisbech PE13 1JT

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Wisbech Mortgage Broker Insider Tips

Order your property searches on instruction when moving home in Wisbech.

  • Searches, especially from the local authority, can take some time to come back. This can mean that you are all ready for exchange but do not want to proceed because you have not had your search results back.
  • Being organised and booking searches early can mean you get this essential information as early as possible and can make a good, informed decision about whether or not to continue with the purchase.

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